Landlord insurance guide
Landlord boiler cover: what is insurance and what is not
Landlord boiler cover usually bundles two things: insurance for repairs, and a service contract for the yearly boiler service and gas safety check. Four providers’ published terms, read on 24 October 2026, with the insurer behind each policy as its own documents name it. Listed A to Z, not ranked, and not a quote. LetCompliance, the software that runs the let and holds the gas safety dates, is set out first and sells no insurance.
- Reviewed
- Editor
- Erdem Volkan
- Providers
- 4, A to Z
Not financial advice. Insurance is a regulated product. Compare quotes from FCA-authorised firms only.
LetCompliance, the publisher’s own software
Runs the let beside every firm here
Landlord software for the whole let: adverts and applications, the tenancy and its signatures, rent and Direct Debit, arrears and the Section 8 notice, repairs, deposits, certificates and Making Tax Digital for UK property income.
From £7.99 a month for one property.
Boiler cover pays for repairs; it does not take over the landlord’s gas safety duty. The law asks for a safety check of each gas appliance and flue at least every 12 months, the record kept until two more checks have been made, and a copy given to an existing tenant within 28 days of the check and to a new tenant before they move in (Gas Safety (Installation and Use) Regulations 1998, regulation 36). All four policies here include the check. LetCompliance runs the let around the cover: the repair from the tenant’s report to the engineer, the renewal, and the check’s date, with reminders at 90, 30, 14, 7 and 1 days before it runs out.
LetCompliance, the publisher’s own software
What LetCompliance does beside the cover
The policy pays for a repair. LetCompliance runs the let around it: the gas safety date, the renewal, the yearly service and the repair itself, from the tenant’s report to the engineer.
The gas safety date, on a reminder ladder
The gas safety record for each property, its date read from the uploaded file where the reading is clear, with an email at 90, 30, 14, 7 and 1 days before it runs out. An at-risk finding on the record is flagged for you, never applied for you.
On every plan
The policy and its renewal
Record the cover against the property with its provider, premium and renewal date. Reminders come at 90, 30 and 7 days before renewal, and the premium can go to Finance as a draft cost.
On every plan
The yearly boiler service, planned
A boiler or heating service on the maintenance board, across every property, so what is due this month is on one screen.
On every plan
A breakdown, from report to engineer
The tenant reports it with photos in the portal; the repair gets a priority and a response clock (emergency 24 hours, urgent 7 days, routine 14 days, the app’s own defaults), and the job goes to your engineer with the Gas Safe number you recorded, which the app does not check against the register.
On paid plans and the trial
What it does not do. LetCompliance sells no insurance and no service plan, is not a broker, gives no financial advice and does not book gas engineers.
LetCompliance publishes this guide and is landlord software. It is not one of the firms compared below and is not ranked against them.
Plans are one price for each size of portfolio, never a charge per property, a month: £7.99 for 1 property, £14.99 for up to 3, £19 for up to 10, £29 for up to 20 and £49 for any number. Every new landlord account starts with a 3-day trial and no card.
Listed A to Z, not ranked
Four landlord boiler covers, A to Z
Terms and prices as each provider’s landlord page showed them on 24 October 2026. Prices change with the property, the excess and the year; a quote is the only firm figure.
| Provider | What the landlord cover includes | Published price (read 24 October 2026) | Who sells it (FCA) | Company (Companies House) |
|---|---|---|---|---|
| 24|7 Home Rescue | Four landlord policies (My Boiler, My Heating, My Home and My Home Plus), each with a gas safety check (CP12) and, in the first year, a boiler service. |
Read on 247homerescue.co.uk/landlords | 247 Home Assist Limited, trading as 24|7 Home Rescue: authorised and regulated by the FCA, FRN 935754 (FCA register). | 247 HOME ASSIST LIMITED, 09438900 Incorporated 13 February 2015. |
| British Gas (HomeCare for landlords) | HomeCare cover for landlords, every level with a gas safety certificate. No claims in the first 14 days, and geographic restrictions apply, as its page says. |
Read on britishgas.co.uk/landlords/cover (read in a browser) | British Gas Services Limited: authorised and regulated by the FCA, FRN 490568 (FCA register). Its insurance services document says it offers insurance from British Gas Insurance Limited only and gives no advice or recommendation. | BRITISH GAS SERVICES LIMITED, 03141243 Incorporated 22 December 1995. |
| HomeServe (Landlord’s Gas Boiler) | Repairs to a mains gas boiler in a let property, with a boiler service and gas safety certificate included. |
| HomeServe Membership Limited: authorised and regulated by the FCA for its general insurance activities, FRN 312518 (FCA register). | HOMESERVE MEMBERSHIP LIMITED, 02770612 Incorporated 3 December 1992. |
| Hometree (landlord cover) | Landlord plans (Your Boiler, Your Heating, Your Home and Your Home Plus), each with a yearly boiler service and a gas safety certificate. |
| Hometree Services Limited: an appointed representative, FRN 935444, of Xact Risk Solutions Limited, FRN 590914, which is authorised and regulated by the FCA (FCA register). | HOMETREE SERVICES LIMITED, 12535561 Incorporated 26 March 2020. |
Who carries the risk
The insurer behind each policy
For each insurer named on this page: its full name, where it is incorporated, whether and by whom it is regulated, and whether a complaint can go to the Financial Ombudsman Service and a claim is protected by the Financial Services Compensation Scheme, as each policy’s own documents and the registers say, read on 24 October 2026.
24|7 Home Rescue
Evolution Insurance Company Limited
- Incorporated in
- Gibraltar, company 88737
- Regulated
- Yes. Authorised and regulated by the Gibraltar Financial Services Commission; authorised by the Prudential Regulation Authority, subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority (FRN 227649).
- Complaints
- Complaints can go to the Financial Ombudsman Service.
- Compensation
- The terms say 24|7 Home Rescue and the insurer are covered by the Financial Services Compensation Scheme, for 90% of a claim.
British Gas
British Gas Insurance Limited
- Incorporated in
- England and Wales, company 06608316
- Regulated
- Yes. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 490565).
- Complaints
- Complaints can go to the Financial Ombudsman Service.
- Compensation
- The terms say British Gas Insurance Limited is covered by the Financial Services Compensation Scheme; general insurance is covered for 90% of the claim, with no upper limit.
- Read in
- British Gas HomeCare terms and conditions, with the company number from Companies House and the FRN from the FCA register
HomeServe
Aviva Insurance Limited
- Incorporated in
- Scotland, company SC002116
- Regulated
- Yes. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 202153).
- Complaints
- Complaints about the insured parts can go to the Financial Ombudsman Service; complaints about the boiler service and gas safety check cannot, because they are not insurance.
- Compensation
- The terms say the insurer and HomeServe are covered by the Financial Services Compensation Scheme, for 90% of a claim, with no upper limit.
Hometree
Astrenska Insurance Limited, trading as Collinson Insurance (the policy is underwritten on its behalf by Novus Underwriting Limited)
- Incorporated in
- England, company 01708613
- Regulated
- Yes. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 202846).
- Complaints
- Complaints can go to the Financial Ombudsman Service.
- Compensation
- The terms say the Financial Services Compensation Scheme covers the policy.
The fixed part
The duty that stays with the landlord
- Each gas appliance and flue checked for safety at least every 12 months; a record of each check kept until two more checks have been made; a copy given to each existing tenant within 28 days of the check, and to a new tenant before they move in (Gas Safety (Installation and Use) Regulations 1998, regulation 36).
- A policy that includes the check arranges it; the duty to have it done, and to give the tenant the record, is still the landlord’s.
- The boiler service and the gas safety check in a bundle are usually a service, not insurance. HomeServe’s terms, for example, say they are not part of the insurance contract and that a complaint about them cannot go to the Financial Ombudsman Service.
Before you choose
What to check
What is insurance and what is a service
Read the policy document for what the insurer covers and the terms for what the provider does itself. Only the insurance part has the ombudsman and the compensation scheme behind it.
The first-year price
Introductory prices rise at renewal. HomeServe publishes its expected second-year price; ask the others before you buy.
The boiler’s age and type
Covers set limits on age, make and fuel (mains gas only, on several). Check the exclusions against your boiler, and whether a claim is allowed in the first weeks.
Who books the check
If the cover includes the gas safety check, find out who books it and when, so the 12 months do not run out between visits.
Not financial advice
Insurance is a regulated product. This page sets out what each provider publishes and the insurer behind each policy; it is not a quote, a recommendation or financial advice, and it ranks no policy. Compare quotes from FCA-authorised firms only, and read the policy documents before you buy.
LetCompliance is not a broker, sells no insurance and does not give financial advice. No link on this page earns LetCompliance a fee.
Method
How this page was put together
- Fees: each firm’s own pages, read on 24 October 2026, without making an account or asking for a quote. Pages that draw their prices in the browser were read in one. Every fee is given as the page gave it, with VAT as the page states it, and a fee a page does not publish is marked as not published.
- Registers: the Solicitors Regulation Authority, the Council for Licensed Conveyancers and the Financial Conduct Authority registers where a firm is regulated, Companies House for the company behind each firm, and Companies House’s published list of authorised agents (dated 21 October 2026), all read the same day. Where a firm’s pages give no company number, the company found on the register under the name it gives or trades as is shown, and the cell says so.
- Not ranked: the firms are listed A to Z. Nothing was bought or tried; this is a desk comparison of published pages and public registers. Any link that pays LetCompliance a fee is marked Sponsored; the links here go to the pages that were read.
- LetCompliance publishes this guide and makes landlord software. It is set out first because it is the publisher’s own product, and it is not compared with the firms.
FAQs
Questions landlords ask
Do landlords need boiler cover?
No law requires it. The law requires a gas safety check every 12 months and repairs to the heating and hot water within a reasonable time. Boiler cover is one way to pay for the repairs; a landlord can also pay an engineer as each job comes.
Does landlord boiler cover include the gas safety certificate?
All four covers here include a gas safety check in their landlord product, as their own pages say. The check is usually a service the provider carries out, not part of the insurance. The duty to have it done every 12 months and give the record to the tenant stays with the landlord.
How much is landlord boiler cover?
On the prices published on 24 October 2026: from £10.99 a month (24|7 Home Rescue, a half-price offer for the first 12 months, as its page says), from £17.45 a month (Hometree) and £20 a month in the first year with a £100 excess (HomeServe); British Gas showed no price without a quote. Prices depend on the excess, the property and the year.
Is boiler cover the same as landlord insurance?
No. Landlord insurance covers the building, contents, liability and sometimes rent; boiler cover pays for repairs to the boiler and heating, usually with a service and gas safety check bundled in. They are separate policies with separate renewals.
