UK landlord compliance terms explained

A fast-track court procedure used under a Section 21 notice in England and Wales. Abolished for new claims from 1 May 2026 because Section 21 no longer exists. Possession is now pursued under Section 8 using a specified ground.

The most common form of private tenancy in England. From 1 May 2026 all existing ASTs converted to assured periodic tenancies under the Renters Rights Act 2025, and new fixed-term ASTs can no longer be created for most residential lets.

Unpaid rent that is past its due date. Ground 8 of Schedule 2 to the Housing Act 1988 (mandatory) requires at least 3 months of rent arrears under the Renters Rights Act 2025 (previously 2 months). Grounds 10 and 11 remain as discretionary grounds.

Statutory timescales for investigating and remedying hazards such as damp and mould, named after Awaab Ishak. In force for social landlords since 27 October 2025. The Renters’ Rights Act 2025 gives the power to extend it to the private rented sector, but the PRS regulations have not been made — that is Phase 3 of the Government’s rollout, so no Awaab’s Law deadline binds a private landlord today.

A clause in a fixed-term tenancy that allows landlord or tenant to end the agreement early. With fixed-term ASTs abolished from 1 May 2026 for most residential tenancies, break clauses are rarely relevant, a tenant can instead end a periodic tenancy with two months' notice.

A mortgage product and business model where a property is purchased specifically to rent out. Buy-to-let landlords are subject to Section 24 of the Finance Act 2015, which replaced mortgage interest relief with a 20% tax credit. Stamp duty is higher on a second property.

Tax on the profit from selling a rental property. From April 2024 the CGT annual exempt amount was reduced to £3,000 and residential property gains are taxed at 18% (basic rate) or 24% (higher rate). A CGT return must be filed and tax paid within 60 days of completion.

A government-mandated scheme that reimburses landlords and tenants if a letting or managing agent in England misappropriates rent, deposits or other client money. Since April 2019 every agent that holds client money must belong to an approved CMP scheme (Propertymark, RICS, UKALA or Client Money Protect), display its membership, and keep client money in a separate, regularly reconciled client account. Trading without cover is an offence with a civil penalty of up to £30,000.

A 0-100 score LetCompliance assigns to each property based on how up-to-date its safety certificates and tenancy documents are. 100 means Gas Safety, EICR, EPC, deposit protection and Right to Rent are all current; the score drops as deadlines approach and is recalculated daily.

The document issued after an annual gas safety check by a Gas Safe registered engineer, commonly called a Gas Safety Certificate. Landlords must renew it every 12 months, give the tenant a copy within 28 days of the check, and give new tenants a copy before they move in. Non-compliance is a criminal offence under the Gas Safety (Installation and Use) Regulations 1998.

Required from 1 October 2022 in every room with a fixed combustion appliance (excluding gas cookers) in private rented homes in England. The landlord must ensure an alarm is present and in working order at the start of each tenancy. Maximum civil penalty: £5,000 per property.

The tax charged on residential property by the local authority. Tenants are usually liable while the property is let as their main residence. Landlords become liable during void periods and for most HMOs (where each tenant has their own AST).

A government standard for minimum housing quality: free of Category 1 HHSRS hazards, in a reasonable state of repair, with reasonably modern facilities and reasonable thermal comfort. It currently applies to social housing. The Renters’ Rights Act 2025 provides the power to extend it to the private rented sector, but the regulations have not been made — the Government’s implementation roadmap proposes 2035 or 2037, so it is not a duty on private landlords today.

A government-authorised scheme that holds or insures tenancy deposits. Three schemes are approved in England: DPS (Deposit Protection Service), TDS (Tenancy Deposit Scheme) and mydeposits. Deposits must be protected within 30 days of receipt.

The limit on tenancy deposits set by the Tenant Fees Act 2019. Five weeks' rent where annual rent is under £50,000, six weeks' rent where rent is £50,000 or more. Holding deposits are separately capped at one week's rent.

A property condition falling below the landlord’s repairing obligations under Section 11 of the Landlord and Tenant Act 1985 or the Homes (Fitness for Human Habitation) Act 2018. Tenants can sue for damages and specific performance. Disrepair is not in itself a defence to a possession claim, but a damages counterclaim can be set off against rent arrears — which can drop the arrears below the Ground 8 threshold — and it weighs against the landlord on the reasonableness test for discretionary grounds.

The largest of the three government-authorised deposit protection schemes in England. Offers both custodial (free) and insured deposit protection. Landlords upload deposits within 30 days and issue Prescribed Information to the tenant.

A formal inspection of the fixed electrical installation, wiring, consumer unit, sockets and light fittings, by a qualified electrician. Required every 5 years for all private rented properties in England under the Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020. Maximum civil penalty: £30,000 per property.

A certificate rating a property's energy efficiency from A (most efficient) to G (least efficient). Rental properties in England must meet at least an E. Properties rated F or G cannot be legally let under MEES. An EPC is valid for 10 years. Maximum fine: £5,000 per property.

Confirmed government policy to raise the minimum EPC rating for rental properties in England from E to C. Confirmed in the January 2026 Warm Homes Plan, the standard applies to all privately rented homes from a single deadline of 1 October 2030 (the earlier "2028 for new tenancies" proposal was scrapped in a U-turn). Landlords should plan upgrades now but verify the detailed rules on GOV.UK.

A government-imposed moratorium on enforcing possession orders, used during the COVID-19 pandemic. No eviction ban is in force as of 2026. Bailiffs can enforce possession orders once 14 days' notice has been given.

The standard set by the Homes (Fitness for Human Habitation) Act 2018. Every rented home must be fit for habitation at the start of the tenancy and throughout. Tenants can sue the landlord directly for breach, without involving the local authority.

A letting agent service that covers marketing, referencing, tenancy setup, rent collection, repairs and compliance. Fees typically run 10-15% of rent plus VAT. The landlord remains legally responsible for compliance even when a full management agent acts on their behalf.

The official register of gas engineers qualified to work safely and legally on gas appliances in the UK. Only Gas Safe registered engineers can carry out the annual gas safety check required for rental properties. Verify an engineer's registration at gassaferegister.co.uk before any work starts.

A payment due from a leaseholder to the freeholder. Ground rents on long leases granted on or after 30 June 2022 are capped at a peppercorn (effectively zero) under the Leasehold Reform (Ground Rent) Act 2022.

The risk-assessment framework used by local authorities to judge whether housing is safe. It scores 29 categories of hazard, from damp and mould to falling on stairs. Category 1 hazards are the most serious and trigger enforcement powers including Improvement Notices and Prohibition Orders.

A property let to 3 or more people from 2 or more households who share facilities (kitchen, bathroom, toilet). Any HMO with 5 or more occupants from 2 or more households needs a mandatory HMO licence from the local authority. Many councils also operate additional licensing for smaller HMOs.

A government checklist that landlords in England had to give tenants at the start of a new assured shorthold tenancy. GOV.UK withdrew it on 1 May 2026; it is retained only as evidence for Section 21 notices served before that date. It is no longer a document to serve on a new tenant. New tenancies instead require a written statement of terms within 28 days (penalty up to £4,000).

The Act that created Right to Rent, requiring landlords in England to check every adult occupier has the legal right to rent in the UK. Civil penalties for failing to check reach up to £10,000 per occupier for a first breach and £20,000 for a repeat breach; knowingly renting to a disqualified person is a criminal offence (unlimited fine, up to 5 years).

The UK data protection regulator. Landlords who process tenant data (names, ID copies, bank details) are data controllers under UK GDPR and may need to pay the ICO's data protection fee. A privacy notice to tenants is required.

A tenancy where two or more tenants are jointly and severally liable for the rent and obligations. If one tenant leaves, the remaining tenants are liable for the full rent. A notice served by one joint tenant can end the tenancy for all.

Local authority schemes that require landlords to hold a licence to let property in a defined area. Three types: mandatory HMO licensing (national), additional licensing (smaller HMOs), and selective licensing (non-HMOs). Operating without a required licence carries fines up to £30,000 and can invalidate possession claims.

A written assessment of the risk of legionella bacteria in the property's water system. Required by HSE under the Control of Substances Hazardous to Health Regulations 2002. Not a formal certificate, but landlords must demonstrate they have considered the risk.

A letting agent service limited to finding a tenant, referencing and drawing up the tenancy agreement. The landlord handles rent collection, repairs and compliance. Typical fee: one month's rent plus VAT.

The bundle of documents an English landlord must serve on a new tenant before — or at the very start of — a tenancy. Standard contents: latest Gas Safety Certificate (CP12), latest EICR, current EPC (band E or above), the deposit Prescribed Information, and a written statement of terms within 28 days of the tenancy starting. Only a deposit failure bars a Section 8 possession order (every ground except 7A and 14, and returning the deposit cures it). Missing gas, EICR or EPC carry their own penalties and weigh against the landlord on the discretionary grounds, but they do not bar possession. The GOV.UK How to Rent guide was withdrawn on 1 May 2026 and is no longer served on new tenants.

Regulations requiring rental properties in England and Wales to meet a minimum EPC rating of E. Landlords cannot grant a new tenancy or continue an existing one for an F or G property without a valid exemption. Maximum fine: £5,000 per property.

A ground for possession under Schedule 2 of the Housing Act 1988 that the court must grant if proved. Examples include Ground 1 (landlord moving in), Ground 1A (sale) and Ground 8 (serious arrears). Contrast discretionary grounds, where the court decides if possession is reasonable.

One of the three government-authorised deposit protection schemes in England. Offers custodial and insured options. Deposits must be protected within 30 days of receipt.

The minimum period a landlord must give before seeking possession under Section 8. Most grounds now require 4 months' notice under the Renters Rights Act 2025, anti-social behaviour can be served with immediate effect, and Ground 8 arrears notice is 4 weeks.

In LetCompliance, the reminder ladder that fires at 90, 30, 14, 7 and 1 days before a deadline. Channels: email and SMS on every plan, with quiet hours and a one-tap test send.

Electrical safety testing of portable appliances (kettles, lamps, toasters) supplied with the tenancy. Not legally required for private rentals in England, but recommended good practice and sometimes required by insurers and HMO licences.

A tenancy that continues from period to period (usually monthly) with no fixed end date. From 1 May 2026 all assured tenancies in England are periodic by default under the Renters Rights Act 2025. Tenants can end the tenancy with two months' notice.

PCM stands for "per calendar month" — the standard way UK rent is advertised (e.g. "£1,200 pcm"). It is the rent due each month regardless of how many days that month has. To convert a weekly rent (pw) to pcm, multiply by 52 and divide by 12; dividing weekly rent by 4 understates the true monthly figure. The legal tenancy deposit cap and Section 13 rent-increase rules are all calculated from the monthly (or annualised) rent, so getting pcm right matters beyond the advert.

A document landlords must give tenants within 30 days of receiving a deposit, alongside deposit protection. It tells the tenant which scheme holds the deposit, how to reclaim it and how to raise a dispute. Failure to serve it can result in a penalty of 1-3 times the deposit.

A government-approved ombudsman scheme for property-related complaints. Letting agents in England must be members of a redress scheme (The Property Ombudsman or Property Redress Scheme). The Renters’ Rights Act 2025 provides for a separate Landlord Ombudsman that private landlords will have to join, but that scheme is not open — the Government’s roadmap expects mandatory membership in 2028.

A notice under Section 13 of the Housing Act 1988 used to increase rent on an assured periodic tenancy. Under the Renters Rights Act 2025 (in force 1 May 2026) the landlord must give at least 2 months’ notice on the prescribed Form 4A (Form 4 was the pre-reform version), can use it only once in any 12-month period, and cannot raise rent in the first 12 months of a tenancy. Tenants can challenge the increase at the First-tier Tribunal, which can no longer set a higher rent than the landlord proposed.

UK legislation that received Royal Assent in 2025 and came fully into force on 1 May 2026. Abolished Section 21 no-fault evictions, converted all ASTs to assured periodic tenancies and gave tenants the right to request a pet. It also contains powers, not yet exercised, for a private rented sector database (phased rollout from late 2026), a Landlord Ombudsman (expected 2028) and a Decent Homes Standard for the PRS (proposed 2035 or 2037).

The legal requirement on all private landlords in England to check every adult occupier has the legal right to rent in the UK before the tenancy starts. Introduced by the Immigration Act 2014. Civil penalties: up to £10,000 per occupier for a first breach, rising to £20,000 for repeat breaches (since 13 February 2024).

A possession notice served under Section 8 of the Housing Act 1988 citing a specific ground. From 1 May 2026 this is the only route to possession in England. Common grounds: Ground 1 (landlord moving in), Ground 1A (sale), Ground 8 (3 months' arrears).

The only lawful way to raise rent on an assured periodic tenancy. One increase per 12 months with at least two months' notice (extended from one month by the Renters’ Rights Act 2025). Tenant can refer to the First-tier Tribunal, which can confirm or reduce the rent but cannot set it higher than proposed.

The no-fault eviction notice under Section 21 of the Housing Act 1988. Abolished for new notices from 1 May 2026 under the Renters Rights Act 2025. Landlords must now use Section 8 with a specified ground.

The bundle of pre-conditions a private landlord in England had to satisfy before a Section 21 notice (Form 6A) was valid: deposit protected within 30 days plus Prescribed Information served, current Gas Safety Certificate served, current EICR served, and current GOV.UK How to Rent guide served on the tenant. Section 21 was abolished on 1 May 2026, and these prerequisites went with it. They do not carry over to Section 8. Of the five, only the deposit rules bar a Section 8 possession order (every ground except 7A and 14, and returning the deposit cures the bar). Gas, EICR and How to Rent never gated Section 8, and the How to Rent guide has itself been withdrawn.

A local authority scheme that requires every private landlord in a designated area to hold a licence, regardless of property type. Operating without a required selective licence carries fines up to £30,000 and can block possession.

Mains-powered or sealed 10-year battery smoke alarms are required on every storey of a private rented home in England under the Smoke and Carbon Monoxide Alarm (England) Regulations 2015 (amended 2022). Landlords must test them at the start of every tenancy and replace faulty alarms once reported.

Tax on property purchases in England and Northern Ireland. Buy-to-let purchases above £40,000 incur a 5% surcharge on top of the standard rates (rising to higher in 2026). Check HMRC for current bands.

One of three government-authorised deposit schemes in England. Offers a custodial scheme (TDS Custodial) and an insured scheme (TDS Insured). Adjudication is included for disputes at end of tenancy.

Legislation banning most fees charged to tenants in England. Permitted payments are limited to rent, a refundable tenancy deposit (capped at 5 or 6 weeks), a holding deposit (1 week), default fees, tenant change fees and early termination fees. Breaches carry fines up to £30,000.

Under the Renters Rights Act 2025, every landlord must give a new tenant a written statement of tenancy terms before or at the start of the tenancy, containing core information such as rent, deposit, landlord details and repair responsibilities.

A discretionary HMO licensing scheme a council can introduce under section 56 of the Housing Act 2004 to cover smaller HMOs that fall below the mandatory threshold of five or more occupants in two or more households. (The old three-storey condition was removed on 1 October 2018 — mandatory licensing now applies regardless of how many storeys the property has.) It is separate from selective licensing (which covers all rented homes in a designated area, not just HMOs). Operating an unlicensed HMO where additional licensing applies is a criminal offence with civil penalties up to £30,000 and exposure to a Rent Repayment Order of up to 24 months’ rent.

A planning tool councils use under article 4 of the Town and Country Planning (General Permitted Development) Order 2015 to remove permitted-development rights, most commonly the right to convert a single-family home (Use Class C3) into a small HMO (Use Class C4) without planning permission. In an Article 4 area, every C3 → C4 conversion needs a full planning application, and operating without it can trigger an enforcement notice, a planning contravention notice or a refusal of HMO licence.

The court officer who enforces a possession order at the eviction stage. After a landlord wins a possession order under Section 8 (post-1 May 2026 the only route in England), if the tenant does not leave by the date in the order the landlord applies for a Warrant of Possession (CCB) or a Writ of Possession (HCEO). The bailiff or HCEO then attends to take physical possession; only they may lawfully evict, self-help eviction by the landlord is a criminal offence under section 1 of the Protection from Eviction Act 1977.

A court order under Part 2 of the Housing and Planning Act 2016 banning a person convicted of certain housing offences from letting property, engaging in lettings agency work or holding an HMO licence. Triggered by a banning-order offence (Schedule 1 of the Act): includes serious housing-condition offences, illegal eviction and unlawful HMO operation. A banned landlord is added to the national database of rogue landlords and breach of the order is itself a criminal offence with up to 51 weeks’ imprisonment.

The dated, photographed inventory record taken at the start (check-in) and end (check-out) of a tenancy, signed by tenant and landlord/agent. It is the primary evidence base for any deposit deduction claim through the DPS, TDS or mydeposits adjudication process — without it, the scheme will almost always award the deposit back to the tenant. Best practice: third-party inventory clerk, time-stamped photographs of every room and meter reading, and tenant sign-off within 7 days.

A financial penalty up to £30,000 a local housing authority can impose as an alternative to criminal prosecution under the Housing and Planning Act 2016, the Housing Act 2004 (HMO offences) and various tenancy offences. Common triggers: failure to comply with an Improvement Notice, breach of HMO licensing, unlawful eviction, breach of selective licensing or letting an unsafe property. The landlord can appeal to the First-tier Tribunal within 28 days; unpaid penalties are recoverable in the County Court.

The prescribed form a private landlord uses to start a Section 8 possession claim under the Housing Act 1988. GOV.UK publishes two versions: Form 3A for the private rented sector and Form 3 for social housing, so a private landlord who serves Form 3 has used the wrong form. It identifies the tenancy, the grounds being relied on (from Schedule 2 to the Housing Act 1988) and the date by which the tenant must give up possession. Notice periods vary by ground: no minimum notice for grounds 7A and 14 (anti-social behaviour), 4 weeks for ground 8 (rent arrears), 4 months for ground 1A (landlord sale) post-RRA 2025. A defective notice — wrong form, wrong ground, wrong notice period, missing prescribed wording — is the most common reason possession claims fail at first hearing.

The prescribed form landlords used to serve a Section 21 “no-fault” possession notice in England, until Section 21 was abolished on 1 May 2026 by the Renters Rights Act 2025. Two months’ minimum notice; it was void if any of the prerequisites (deposit protected within 30 days, valid Gas Safety record, current EPC, How to Rent guide given) was missing. Since 1 May 2026 Form 6A is no longer issuable for new notices and possession is pursued under Section 8 / Form 3A only.

The court form historically used to start an accelerated possession claim after a valid Section 21 notice. The accelerated route allowed possession on paper without a hearing in straightforward cases. From 1 May 2026 the form is no longer usable for new claims because Section 21 has been abolished by the Renters Rights Act 2025; possession claims now start under Section 8 / Form N5 instead.

A short-let property meeting the FHL availability and letting tests (210 days available, 105 days actually let, etc.). Treated as a trade for tax purposes until 5 April 2025, with full mortgage interest deduction, capital allowances on furniture and fittings, and Business Asset Disposal Relief on sale. From 6 April 2025 the FHL regime was abolished by the Finance Act 2024: existing FHLs fall under standard property income rules and Section 24 mortgage interest restriction applies in full.

A capped one-week refundable deposit a landlord or agent can take to reserve a property while reference checks are completed. Under the Tenant Fees Act 2019 it cannot exceed one week’s rent and must be returned, applied against the first rent or applied against the security deposit within 15 days of receipt unless the tenant withdraws, fails Right to Rent, provides false information or fails to take all reasonable steps to enter the agreement. Charging more than one week, or wrongly retaining the deposit, is a banned payment with civil penalties up to £30,000.

A formal notice served by the local housing authority under section 11 (Category 1 hazard) or section 12 (Category 2 hazard) of the Housing Act 2004 requiring a landlord to remedy hazards identified through the Housing Health and Safety Rating System (HHSRS). The notice specifies the works, the deadline and the route of appeal to the First-tier Tribunal. Failure to comply is a criminal offence with civil penalty up to £30,000, and triggers a 12-month Rent Repayment Order window.

The detailed, photographed schedule of the property’s condition and contents at the start of a tenancy, used as the comparison baseline at check-out for deposit deductions. A professionally prepared inventory by an APIP / AIIC-accredited inventory clerk costs typically £80–£200 depending on property size and is the strongest evidence base for the DPS, TDS or mydeposits adjudication process. The Renters Rights Act 2025 strengthens tenant rights to challenge unfair deductions, raising the evidentiary bar for landlords.

A national digital register of private landlords and rented properties in England, established under the Renters Rights Act 2025. Every landlord must register and provide property details and proof of compliance (gas, electrical, deposit protection, EPC) before letting. Operated by central government, accessible to local councils and tenants. Failure to register is an offence with civil penalty up to £7,000 per breach, and a court can refuse a possession order under Section 8 if the property or landlord is not registered.

The cornerstone repair-obligation statute for residential lets in England and Wales. Section 11 implies into every short-term residential tenancy a landlord obligation to keep in repair the structure and exterior of the property, and to keep in repair and proper working order the installations for water, gas, electricity, sanitation, space heating and water heating. Cannot be contracted out of. Breach is the basis for tenant disrepair claims and Awaab’s Law SLA enforcement under the Renters Rights Act 2025.

The Universal Credit / Housing Benefit element used to calculate the maximum rent the state will support for a tenant on benefits. Set at the 30th percentile of local market rents and frozen for long periods, with cash-terms uplifts at the 2024 Autumn Statement and ongoing periodic reviews. Materially below market rent in most of London and the South East, which is why LHA-only tenancies often need a guarantor or top-up payment from the tenant.

The 20% basic-rate tax credit that replaced full mortgage interest deduction for individual UK landlords under section 24 of the Finance (No.2) Act 2015. From 6 April 2020, finance costs (mortgage interest, loan interest, mortgage broker fees) are no longer deductible from rental profits; instead HMRC gives a tax reducer at the basic rate, capped at the lower of finance costs, property profits or adjusted total income after personal allowance. Higher- and additional-rate taxpayers are materially worse off than pre-2017; Limited Company landlords are unaffected because Ltd interest remains a fully deductible business expense.

An HMRC disclosure facility that lets UK residential landlords come forward voluntarily about undeclared rental income from earlier years. In return for disclosing before HMRC opens an enquiry, landlords self-assess a reduced penalty: as low as 0% where there is a reasonable excuse, typically around 10–20% for an unprompted careless disclosure, rising toward 100% of the tax for deliberate concealment that HMRC discovers first. After registering an intention to disclose, the landlord has 90 days to calculate and pay the tax, interest and penalty.

A common-law notice ending a contractual periodic tenancy (rather than a statutorily protected one). For most modern residential lets governed by the Housing Act 1988 the relevant notices are Section 21 (until 1 May 2026) and Section 8 (Form 3A) under the assured shorthold / assured periodic tenancy regime, not a common-law Notice to Quit. The phrase is still used colloquially and remains relevant for specific edge cases: company lets, resident landlords, holiday lets and tenancies excluded from the Housing Act 1988 by Schedule 1.

The court order made at the end of a possession claim, requiring the tenant to give up the property to the landlord on a specified date. Two main types under Section 8: outright (give up by a fixed date, typically 14–42 days) or suspended (postponed if the tenant complies with terms, e.g. clearing arrears). If the tenant does not leave by the date in the order the landlord must apply for a Warrant of Possession to enforce eviction by a county court bailiff or High Court Enforcement Officer.

The court instruction authorising a county court bailiff to physically evict the tenant after a Possession Order has expired without the tenant leaving. Applied for on form N325, currently runs at a £130 court fee plus the bailiff’s scheduling waiting list (often 6–12 weeks in busy regions). Higher-value claims (over £600) can be transferred to the High Court for enforcement by a High Court Enforcement Officer (Writ of Possession), which is significantly faster but more expensive.

A First-tier Tribunal order requiring a landlord to repay up to 12 months’ rent (24 months under the Renters Rights Act 2025 for some offences) for specified housing offences: unlicensed HMO, breach of selective licensing, illegal eviction, harassment, failure to comply with an Improvement Notice or Banning Order. Sought by the tenant or, separately, by the local council. Triggered without needing a criminal conviction — the tribunal applies the criminal standard of proof to the underlying offence, then orders repayment.

The Renting Homes (Wales) Act 2016 is the main law for renting a home in Wales. It has been in force since 1 December 2022. It replaced assured shorthold tenancies with "occupation contracts", and tenants are now called contract-holders. Private lets use a standard contract, and social housing uses a secure contract. The Renters Rights Act 2025 covers England only, so Welsh lets follow different rules.

The schedule of statutory grounds a landlord uses to seek possession of an assured / assured shorthold tenancy under Section 8. Grounds 1–8 are mandatory (court must grant possession if proven): includes ground 1 (landlord-occupier intent), ground 1A (landlord sale, post-RRA 2025), ground 8 (3+ months rent arrears post-RRA 2025), ground 14 (anti-social behaviour). Grounds 9–17 are discretionary (court considers reasonableness): includes ground 11 (persistent late payment) and ground 12 (breach of tenancy). Choice of ground sets the notice period and the burden of proof.

The room-by-room photographed report of the property’s condition at check-in (and updated at check-out). Distinct from the Inventory (which lists items and their condition); Schedule of Condition focuses on the fabric of the property: walls, floors, fittings, decoration. Together they form the deposit deduction evidence base. Required to win a fair-wear-and-tear contested deduction at the DPS, TDS or mydeposits adjudication; absence usually means the deposit is returned in full to the tenant.

Section 47 of the Landlord and Tenant Act 1987 requires a landlord’s name and address (or that of an agent in England and Wales) to appear on every rent demand for a residential property. If the demand omits this, no rent is legally due until a Section 48 notice (or compliant rent demand) is served. Routinely missed by individual landlords self-managing without a template; the breach blocks rent recovery and pauses any Section 8 ground 8/10/11 arrears clock until cured.

Section 48 of the Landlord and Tenant Act 1987 requires a landlord of a residential dwelling in England or Wales to give the tenant a written address in England or Wales at which notices can be served. Until a compliant address is given, no rent is legally due. A common cure for an overseas landlord is to use the letting agent’s UK address (with the agent’s consent), but the address must be the landlord’s address for service, not a generic correspondence address.

The additional 5% Stamp Duty Land Tax surcharge (England and Northern Ireland, raised from 3% on 31 October 2024) on the purchase of an additional residential property over £40,000, including most buy-to-let purchases and second homes. Applies on top of the standard SDLT residential bands. A separate 2% non-resident surcharge applies to non-UK-resident buyers. Refundable within 36 months if the previous main residence is sold; rules differ in Scotland (Land and Buildings Transaction Tax + 8% Additional Dwelling Supplement) and Wales (Land Transaction Tax + 4% Higher Residential Rate).

A tenant granting occupation rights to a third party (a sub-tenant) while the original tenancy continues. Most ASTs prohibit sub-letting without written landlord consent; under the Housing Act 1988 unauthorised sub-letting is ground 12 (discretionary) for possession and may also be a banning-order offence under section 79 of the Housing and Planning Act 2016 if rent is taken from the sub-tenant beyond the rent paid to the landlord (“rent-to-rent fraud”). The Renters Rights Act 2025 retains sub-letting consent as a contractual landlord right with a reasonable-refusal threshold.

The mandatory possession ground for serious rent arrears under Schedule 2 of the Housing Act 1988. Since the Renters’ Rights Act 2025 the threshold is at least three months’ rent unpaid (13 weeks’ for weekly tenancies), up from two months, and the Section 8 notice period is four weeks. The arrears must be at or above the threshold both when the notice is served and again at the hearing, so a tenant who pays below it before the hearing defeats the ground.

A new, mandatory redress scheme for private landlords created by the Renters’ Rights Act 2025. Every private landlord in England letting to assured tenants must join, giving tenants a free, independent route to complain about a landlord without going to court. The ombudsman can order an apology, corrective action and compensation, and its decisions bind the landlord.

HMRC’s digital tax regime for landlords and the self-employed. From 6 April 2026 anyone whose qualifying gross property plus self-employment income tops £50,000 must keep digital records and file four quarterly updates plus a Final Declaration through HMRC-recognised software, instead of one annual Self Assessment. The threshold drops to £30,000 from April 2027 and £20,000 from April 2028, pulling in most UK landlords.

The tenant’s statutory right, under the Renters’ Rights Act 2025, to request permission to keep a pet in a rented home in England. The landlord must respond in writing and cannot unreasonably refuse, and blanket “no pets” clauses in the tenancy are void. The landlord has 28 days to reply (extendable by a further 7 days if they reasonably need more information) and can make consent conditional on reasonable terms.

The single tenancy type that replaced the assured shorthold tenancy (AST) in England under the Renters’ Rights Act 2025. From 1 May 2026 every existing AST automatically converted to a periodic assured tenancy — no fixed term, rolling from period to period — and no new fixed-term ASTs can be granted. The tenant can leave on two months’ notice; the landlord can only regain possession using a Section 8 ground.

A Renters’ Rights Act 2025 rule that stops landlords and letting agents in England inviting or encouraging offers above the advertised rent. From 1 May 2026 a property must be advertised at a fixed asking rent, and the landlord cannot accept — or invite a tenant to make — a bid higher than that figure. It targets the "sealed-bid" rent auctions that pushed prices up in high-demand areas.

The specialist tribunal that decides most private-rented-sector disputes in England outside the county court. It hears challenges to Section 13 rent increases, applications for Rent Repayment Orders, appeals against council civil penalties and licensing decisions, and leasehold service-charge disputes. It is designed to be used without a solicitor, and its decisions are binding.

A third party — usually a parent or employer — who signs a legally binding agreement to cover the tenant’s rent and any damage if the tenant defaults. Common where a tenant fails an affordability or credit reference, is a student, or is new to the UK. The guarantor deed must be properly drafted and signed, and under the Tenant Fees Act 2019 a landlord cannot charge a fee to reference a guarantor.

An arrangement where a middle party rents a property from the owner on one agreement, then sub-lets it (often room by room as an HMO) to occupiers for a higher total rent, keeping the margin. Legitimate only with the owner’s written consent, the correct tenancy type and — critically — the right HMO licence held by whoever is the "person in control". Done without consent or a licence it is a common source of unlawful-eviction, deposit and licensing liability.

Written permission from a residential mortgage lender allowing the owner to let out a home bought on an owner-occupier mortgage, without switching to a buy-to-let product. Usually granted for a limited period (often 6–12 months) and sometimes with a rate uplift. Letting without it breaches the mortgage terms and can, in principle, let the lender demand full repayment.

A limited company set up solely to hold buy-to-let property, used by landlords to sidestep the Section 24 mortgage-interest restriction — a company deducts finance costs in full, then pays Corporation Tax on the profit. New purchases can be made directly by the company; moving existing personal properties in is a sale to the company, triggering SDLT and potentially CGT. SIC code 68209 is the usual "letting of own property" classification.

The annual return on a rental property as a percentage of its value. Gross yield is annual rent ÷ property price × 100; net yield subtracts running costs (management, insurance, maintenance, a void allowance, ground rent/service charge) before dividing. Neither is the real return until you also take off mortgage interest and tax — after Section 24 and Making Tax Digital, the after-tax yield is what actually matters.