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166 guidesUpdated when the rules change
Plain-English guides for UK landlords and letting agents, from finding a tenant to filing the tax return. Written from legislation.gov.uk and GOV.UK, with no sponsored content.
How we write and check them
Latest guideLandlord Finance21 September 2026
There is no penalty for a late quarterly update in the 2026 to 2027 tax year, and that is the fact landlords get wrong in both directions. What the free year does not cover, how the four-point system works, why five properties still only cost you one point, and what changes after April 2027.
Read the guide11 min read
Landlord Finance21 September 2026
All your UK properties count as a single UK property business, so ten of them still mean one quarterly update. Where that stops being true, what happens when you buy or sell mid-year, and why a first foreign property can sit outside the system for nearly two years.
10 min readRead
Landlord Finance21 September 2026
Four or more mortgaged buy-to-lets makes you a portfolio landlord in the regulator's own words, and every application after that is underwritten differently. The definition, the four things a lender may ask you for, and the cost list behind the rent stress test.
11 min readRead
Landlord Finance21 September 2026
The portfolio form your broker sends over is not the lender's invention. Four of its demands are written into the regulator's own supervisory statement, including a business plan and the future cash flows of every property you own.
10 min readRead
Compliance Guide21 September 2026
There is no national landlord licence. The same mandatory HMO licence costs £488 in one council and £1,865.34 in another, and the discounts that look like portfolio discounts mostly apply only within one building. What actually differs, from 26 councils' own published schedules.
9 min readRead
Renters Rights Act21 September 2026
A clause in the agreement that raises the rent is now of no effect for an assured tenancy. Section 13 is the only route up, the notice period is two months, and the figure on your notice is the most you can end up with.
8 min readRead
Gas Safety21 September 2026
A check done in the two months before it is due counts as done on the due date, so the anniversary does not move. The rule that lets you go two months the other way is far narrower, and most landlords misread it.
7 min readRead
Running Your Let21 September 2026
One tenancy is easy. Eight tenancies are eight separate 52 week clocks, each anchored to a different date, each needing its own notice and its own earliest effective date. What Section 13 now says, and what it means when you are doing it in bulk.
10 min readRead
Compliance Guide21 September 2026
Gas runs on 12 months, electrical on up to 5 years, deposits on 30 days, licences on whatever the council decided. There is exactly one provision that lets you move a date to tidy the calendar, and it is narrower than landlords think.
10 min readRead
Running Your Let21 September 2026
A tenanted sale does not end your obligations on completion. The buyer inherits a live tenancy with statutory deadlines already running, and you stay liable for breaches until one specific notice reaches the tenant.
9 min readRead
Landlord Finance16 September 2026
The second wave of Making Tax Digital starts on 6 April 2027 and catches landlords whose rent and self-employment turnover passed £30,000 on the 2025 to 2026 tax return. What counts towards the figure, how HMRC decides, the four update deadlines and what to do in the months before it starts.
10 min readRead
Compliance Guide6 September 2026
The word you use does not decide it. Where you live does, and the answer changes your tax relief, your licensing, your deposit duties and whether you need a court order to end the arrangement.
11 min readRead
Tenancy Documents6 August 2026
Swapping one sharer for another is not an edit to the agreement. It is either an assignment, which needs your consent, or a new tenancy, which resets everything. Section 15 of the Housing Act 1988 and what each route actually costs you.
9 min readRead
Tenancy Documents6 August 2026
A notice from one joint tenant is valid, and it ends the tenancy for everybody, including the ones who wanted to stay. The Renters’ Rights Act 2025 confirmed it in statute. Here is what it means and how to handle the sharer who is moving out.
9 min readRead
Possession6 August 2026
The tenancy does not end when the tenant does. It either passes to a qualifying successor automatically, or it forms part of the estate and continues. What section 17 of the Housing Act 1988 actually says, and the two mistakes landlords make in the first week.
9 min readRead
Possession6 August 2026
A guarantee is only worth what you can enforce. What to check in the document before you rely on it, the order of steps that keeps a claim intact, and the situations where a guarantee that looked solid no longer bites.
9 min readRead
Property Safety6 August 2026
Condensation, penetrating damp, rising damp and a leak look similar on a wall and land very differently in law. The pattern, the height and the timing tell you which one you have, and section 9A of the Landlord and Tenant Act 1985 decides who pays for it.
12 min readRead
Running Your Let6 August 2026
Gumtree, Facebook Marketplace, local groups, SpareRoom and OpenRent all list a rental at no cost. Since 1 May 2026 every one of those adverts must state a specific rent, and inviting or accepting a higher offer is a civil penalty of up to £7,000. The free channels, and the rule that now applies to all of them.
11 min readRead
Finance6 August 2026
Letting a property on a residential mortgage without telling the lender breaches the terms, and it is the insurer as much as the bank that makes it expensive. What consent to let is, when it is enough, and when you need a buy-to-let mortgage instead.
9 min readRead
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