MTD for Income Tax, without the quarter-end panic.
Your quarterly figures, already done.
From April 2026, landlords with £50k+ income must keep digital records and send HMRC a cumulative update every quarter. It is a real change to how every landlord reports — and the painful part was never the filing button, it was keeping clean, per-property records all year so the numbers are right when the deadline lands.
LetCompliance does exactly that. It keeps your rent and expenses in the correct SA105 boxes as you go and shows your live cumulative quarterly figures — built and running in the product today, so you are ready well before April.
UK-built, UK-only14-day free trial, no cardSA105-shaped
Property income
SA105 · 2026/27 · cumulative
£4,250
6 Apr – 5 Jul
£8,500
6 Apr – 5 Oct
—
6 Apr – 5 Jan
Illustrative preview of the in-app figures
April 2026
Qualifying income above £50,000
April 2027
Qualifying income above £30,000
April 2028
Above £20,000 (subject to HMRC confirmation)
Always confirm your own dates and thresholds on GOV.UK.
What you get
The hard part of MTD, handled
MTD is not hard because of the filing button — it is hard because of getting every figure in the right box, every quarter, for every property. That is the part we do.
In the right HMRC boxes
Every rent receipt and expense lands in the correct SA105 property-income box as you go. Under the £90,000 gross-income threshold we keep a consolidated expense figure; above it we itemise — exactly as HMRC expects.
Live cumulative quarterly figures
See your running Q1–Q4 totals on the right MTD dates, updating as the year goes. No spreadsheet, no quarter-end scramble — the number you need is already there when the deadline lands.
Lock each quarter
Mark a quarter as submitted and the figures freeze, so your records match what was reported. Carry on logging the next quarter without touching the closed one.
The whole tax picture
Section 24 finance-cost restriction, a mileage log at the 45p / 25p rates and an SA105-shaped Tax Pack export sit alongside the quarterly figures, so personal-vs-Ltd and year-end are covered too.
How it works
Three steps, no spreadsheet
- 1
Log rent and expenses against each property
Add them as they happen, or import them. Everything is tagged per property so joint owners and portfolios split cleanly, and every transaction carries its date, amount, category and counterparty.
- 2
Watch your quarterly figures build
Your cumulative SA105 totals update live on the MTD quarter dates. Open any quarter to see exactly what makes up the number, down to the transaction.
- 3
File in minutes when the quarter is due
Export the finished figures or the Tax Pack and submit through your accountant or an HMRC-recognised tool. The hard part — getting the numbers right and in the right boxes — is already done.
Straight talk on the filing step.Sending the update directly to HMRC is reserved for HMRC-recognised software, and we will not claim to do something we don’t. Today you file in minutes through your accountant or a recognised tool — the figures are already finished and in the right boxes. We are building toward recognition so the final click can happen in-app too.
Understanding the change
What MTD for Income Tax actually asks of landlords
Making Tax Digital for Income Tax Self Assessment is the biggest change to how landlords report to HMRC in a generation. Instead of one Self Assessment return after the tax year, you keep your records digitally, send HMRC a cumulative update every quarter, and finish with a final declaration. It starts in April 2026 for landlords and sole traders whose qualifying income is above £50,000, extends to those above £30,000 in April 2027, and is expected to reach above £20,000 in April 2028. Qualifying income is your gross rental plus any self-employment income, measured before expenses — so the threshold catches more landlords than people expect.
The part landlords dread is not pressing a button four times a year. It is the record-keeping underneath it: every rent receipt and every expense, tagged to the right property, in the correct SA105 box, reconciled and ready, all year round. Get that right and each quarter is a two-minute review. Get it wrong and every quarter becomes the same shoebox-of-receipts panic you were trying to escape — four times a year instead of once.
This is the work LetCompliance was built to remove. Income and expenses are captured against each property as they happen, so joint owners and portfolios split cleanly. Your figures land in the right SA105 boxes automatically, with the £90,000 threshold applied for you — a single consolidated expenses figure below it, an itemised breakdown above it. Your cumulative Q1–Q4 totals build live on the correct MTD dates, and when a quarter is reported you lock it so your records always match what was sent. It is running in the product today, not a roadmap promise.
We are deliberately honest about the one thing we do not yet do: transmit the update directly to HMRC. That step is reserved for HMRC-recognised software, and we would rather tell you plainly than imply a capability we have not earned. Until our recognition is in place, you file in minutes through your accountant or a recognised tool — and because the figures are already finished, reconciled and in the right shape, that final step is the easy part. Your data is yours throughout: export it as a clean Tax Pack or CSV whenever you want.
More than a tax tab
Tax is one part. LetCompliance runs the whole let.
MTD answers HMRC. But the same property that owes a quarterly update also needs a valid gas certificate, a protected deposit, a compliant tenancy, rent that actually arrives and an answer ready if a tenant ever takes you to a tribunal. Most landlords stitch that together across a spreadsheet, an accountant, a letting agent and three reminder apps. We put it in one place — so the figure on your tax return and the evidence behind it come from the same system, not four.
Compliance
A 0–100 score per property, with Gas, EICR, EPC, licensing and alarm logs all chased on a 90/30/14/7/1-day reminder ladder.
Lettings
Signable AST / APT agreements, the statutory move-in pack, Right to Rent, deposit protection and the RRA 2025 workflows, dated and stored.
Rent & arrears
Track what is due, what arrived and what is late, with a live arrears figure and the Section 8 Ground 8 threshold watched for you.
Tax & MTD
The quarterly SA105 figures on this page, plus Section 24, a mileage log and an export your accountant can file from in minutes.
That breadth is the point. A single missed EICR can cost £30,000. One broken possession claim is a year of lost rent. A late deposit protection is up to three times the deposit back to the tenant. Beside risks like those, keeping every property’s compliance, rent and tax in one auditable place is the cheapest insurance a landlord can buy — and your MTD figures fall out of it for free.
UK-built · Founder-led · GOV.UK-cited
Built by a landlord, for landlords.
I let property myself, and I was tired of juggling an agent, a spreadsheet and a handful of reminder apps just to stay on the right side of the law. So we built the one login I actually wanted: advertise the property, take applications, collect the rent, and keep every certificate and notice in order, each taken straight from GOV.UK.
FAQ
Common questions
When does MTD for Income Tax start and who is in scope?
Making Tax Digital for Income Tax Self Assessment phases in from April 2026 for sole traders and landlords with qualifying income above £50,000, from April 2027 for above £30,000, and (subject to HMRC confirmation) from April 2028 for above £20,000. Qualifying income is gross rental plus self-employment income before expenses. Always check your own position on GOV.UK.
Does LetCompliance submit my quarterly updates directly to HMRC?
Direct transmission to HMRC is reserved for HMRC-recognised software, and we will never pretend to do something we do not. What we do is the hard 95%: we keep your property income and expenses in the correct SA105 boxes and show your live cumulative quarterly figures, so the numbers are finished and correct. When a quarter is due you file in minutes through your accountant or a recognised tool. We are building toward HMRC recognition so that the final step can happen in-app too.
What does “MTD ready” actually mean here?
It means the moment April 2026 lands, your figures are already in the shape MTD requires: per-property records, the right SA105 boxes, consolidated or itemised expenses at the £90,000 threshold, and cumulative quarter-by-quarter totals on the correct dates. You are not starting from a spreadsheet at the quarter-end — you are reviewing a number that has been building all along.
What is the £90,000 threshold about?
For SA105 property income, landlords whose gross property income is below £90,000 may report a single consolidated expenses figure rather than itemising each category; above £90,000 you must break expenses down by category. LetCompliance applies the right treatment automatically based on your income, so your quarterly figures are formatted the way HMRC expects.
How do quarterly updates and the final declaration work?
Under MTD for Income Tax you send a cumulative update every quarter (covering 6 April–5 July, –5 October, –5 January and –5 April, or the calendar-quarter election), then a final declaration after the tax year that replaces the old Self Assessment return and brings in any reliefs and adjustments. LetCompliance keeps the cumulative figures for each quarter and the year-end pack so both steps are ready.
Do I still need an accountant?
Many landlords will still want one, and LetCompliance is built to make their job quick rather than replace them. Because the figures are already in the right boxes and reconciled per property, your accountant spends minutes reviewing and filing instead of hours rebuilding your records from receipts. You can export everything as a clean Tax Pack or CSV.
Does this replace my compliance tracking?
No — it sits alongside it. MTD answers HMRC; compliance answers a tribunal or court when you need to evict, protect a deposit or defend an RRA 2025 / Awaab’s Law claim. LetCompliance does both: the quarterly tax figures here, plus a 0–100 compliance score per property, certificate reminders, Section 8 tooling and a court-ready evidence pack.
Related reading
Last reviewed 19 April 2026
Simple pricing
One price for the whole let — tax included
The MTD quarterly figures, full compliance, lettings and rent tracking are on every plan. You pick by portfolio size, not by feature — and it is a total, not a per-property charge.
Solo
For 1–3 properties
£14.99/mo
total, not per property · billed monthly or yearly
Start free- MTD quarterly SA105 figures
- Full compliance score & reminders
- Lettings, tenancy & rent tracking
- Court-ready evidence pack
Portfolio
For 3–10 properties
£19/mo
total, not per property · billed monthly or yearly
Start free- MTD quarterly SA105 figures
- Full compliance score & reminders
- Lettings, tenancy & rent tracking
- Court-ready evidence pack
Professional
Unlimited · solo agents
£49/mo
total, not per property · billed monthly or yearly
Start free- MTD quarterly SA105 figures
- Full compliance score & reminders
- Lettings, tenancy & rent tracking
- Court-ready evidence pack
14-day free trial on every plan · no card required · See the full pricing & comparison
Start logging now. File without the panic later.
The earlier your records are in the right shape, the smaller every quarter-end becomes. Compliance and tax, for the whole let, in one place.