Feature by feature
LetCompliance adds 32 things Hammock lacksWe collect rent by Bacs Direct Debit via Stripe Connect, paid into your own account. We do not add Open Banking bank-feed reconciliation.
Live today: per-property register-readiness checklist + status, ref and date. HMO-aware. Ready before the late-2026 rollout.
Choose LetCompliance when
- You want a live compliance score, Section 8 readiness, RRA 2025 coverage and a Section 24 / SA105-shaped Tax Pack.
- Avoiding a £30k EICR fine or a blocked Section 8 claim is your main motivation.
- Your accountant (or a recognised filing tool) handles the press-submit step and you want the numbers already in the right shape.
Choose Hammock when
- MTD ITSA is mandatory for you from April 2026 (£50k+ qualifying income) and you want an HMRC-recognised direct filing tool.
- Automatic Open Banking reconciliation of rent and expenses is your top pain.
- You only need light compliance reminders, not Section 8 drafting or RRA workflows.
FAQs
Can I use Hammock and LetCompliance together?
Yes, and many landlords do. Hammock handles the HMRC-recognised direct submission and Open Banking; LetCompliance handles compliance scoring, Section 8 readiness, RRA 2025 and the Section 24 / SA105 prep. We keep our lanes separate on purpose.
Is LetCompliance HMRC MTD-recognised?
Not for direct submission — that is reserved for HMRC-recognised products. What we do cover is the 95% around filing: SA105-shaped Tax Pack, Section 24 calculator, MTD-dated quarterly summary and mileage log. Paste the totals into Hammock at filing time.
Do you integrate with Hammock?
Not today. You can export finance CSVs and the Tax Pack from LetCompliance for any accountant or MTD tool, and upload Hammock statements as documents on the property timeline.
Is LetCompliance really an all-in-one platform, or mainly a compliance tool?
It runs the whole let, not just compliance. In one login you advertise, take applications and viewings, reference tenants, e-sign the tenancy, collect rent by Direct Debit and chase arrears, track a 0-100 compliance score, draft Section 8 and Section 13 notices, manage HMO rooms, book done-for-you property services and prepare your SA105 tax. The compliance score is one feature among many, not the whole product.
Which should a UK landlord choose — LetCompliance or Hammock?
The table above compares them feature by feature. For most UK landlords and small-to-mid agencies who want the whole tenancy in one place, LetCompliance covers more of the let; Hammock is the better pick for the specific areas it leads on, which are called out honestly above. LetCompliance is free for your first property, then from £14.99/mo.
Does LetCompliance handle Making Tax Digital and SA105 tax as well as Hammock?
LetCompliance ships an SA105-shaped Tax Pack, a Section 24 personal-vs-limited-company calculator, MTD-dated quarterly summaries, a capital-gains calculator and a mileage log — the landlord tax layer most tools skip. It is not HMRC-recognised for the direct press-submit step, so above the £50,000 MTD threshold you pair it with a recognised filer or hand the pack to your accountant.
Are these Hammock comparisons independent and kept up to date?
They are written by the LetCompliance team, and we say so plainly — but each one names where Hammock is the better choice and the two things LetCompliance does not do (Open Banking bank-feed reconciliation and HMRC direct-submit filing). Pricing and feature rows are re-verified every quarter.
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