MTD ITSA filing for landlords

LetCompliance vs Hammock

Hammock is an HMRC-recognised, MTD-focused accounting platform — Open Banking bank feeds and direct quarterly submission. LetCompliance pairs a 0-100 compliance score and RRA 2026 toolkit with its own Tax & HMRC layer (Section 24 calculator, SA105 Tax Pack, MTD-dated quarterly summary, mileage log). Hammock does the final press-submit; we do everything around it. They overlap on finance and differ sharply on compliance / court-readiness.

Feature

LetCompliance

Hammock

0-100 compliance score per property

Ground 8 arrears auto-calculator

Section 8 drafter with grounds & particulars

Right to Rent wizard

RRA 2026 Information Sheet workflow

Pet request 28-day tracker

Gas Safety / EICR / EPC reminders

Basic

Court-ready PDF compliance pack

Section 24 personal-vs-Ltd calculator

SA105-shaped Tax Pack export (CSV + PDF)

MTD quarterly summary on HMRC dates

Mileage log (45p / 25p HMRC rates)

Basic

Open Banking bank feed

MTD ITSA quarterly filing (HMRC-recognised submission)

Joint ownership MTD splits

Rental yield / LTV analytics

Basic

Pricing starts at (2026)

£14.99/mo (2 properties)

£8/mo Basic (1–3 properties, +VAT)

Choose LetCompliance when

You want a live compliance score, Section 8 readiness, RRA 2026 coverage and a Section 24 / SA105-shaped Tax Pack.
Avoiding a £30k EICR fine or a blocked Section 8 claim is your main motivation.
Your accountant (or a recognised filing tool) handles the press-submit step and you want the numbers already in the right shape.

Choose Hammock when

MTD ITSA is mandatory for you from April 2026 (£50k+ qualifying income) and you want an HMRC-recognised direct filing tool.
Automatic Open Banking reconciliation of rent and expenses is your top pain.
You only need light compliance reminders, not Section 8 drafting or RRA workflows.

FAQs

Can I use Hammock and LetCompliance together?

Yes, and many landlords do. Hammock handles the HMRC-recognised direct submission and Open Banking; LetCompliance handles compliance scoring, Section 8 readiness, RRA 2026 and the Section 24 / SA105 prep. We keep our lanes separate on purpose.

Is LetCompliance HMRC MTD-recognised?

Not for direct submission — that is reserved for HMRC-recognised products. What we do cover is the 95% around filing: SA105-shaped Tax Pack, Section 24 calculator, MTD-dated quarterly summary and mileage log. Paste the totals into Hammock at filing time.

Do you integrate with Hammock?

Not today. You can export finance CSVs and the Tax Pack from LetCompliance for any accountant or MTD tool, and upload Hammock statements as documents on the property timeline.

14-day free trial, no card needed.

See how LetCompliance handles your portfolio before committing.

Start free trial

Other comparisons

vs Landlord Studio vs Arthur vs Goodlord vs COHO vs Landlord Vision vs Latch vs Excel / Google Sheets