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LetComplianceLandlord & property management software
MTD ITSA filing for landlords

LetCompliance vs Hammock

Hammock is an HMRC-recognised, MTD-focused accounting platform, with Open Banking bank feeds and direct quarterly submission. LetCompliance pairs a 0-100 compliance score and RRA 2025 toolkit with its own Tax & HMRC layer (Section 24 calculator, SA105 Tax Pack, MTD quarterly updates sent to HMRC, mileage log). Both are on HMRC’s list of recognised software; Hammock adds Open Banking bank feeds. They overlap on finance and on certificate reminders; LetCompliance adds the lettings, a compliance score and possession notices.

Recognised by HMRC for Making Tax Digital

The bottom line

39features in one login,
from the advert to the tax return

LetCompliance is landlord software for the whole let, in one login: lettings, rent and arrears, e-sign, compliance, Section 8 / 13 notices and landlord tax, including Making Tax Digital.

Hammock still leads on its specialism, and the breakdown below says where.

Side by side

The Hammock column says only what Hammock’s own website shows, read on 6 October 2026. Plans change, so check theirs before you decide.

Feature
LetCompliance
Hammock
Rent tracking + automatic arrears chasing
Arrears tracker with late or missing payment alerts
Rent collection (Bacs Direct Debit)

Rent is collected by Bacs Direct Debit through Stripe Connect, paid into your own account. There is no Open Banking bank-feed reconciliation.

Rent monitoring via read-only bank feeds
Gas Safety / EICR / EPC tracking + reminders
Document and certificate expiry reminders
HMO room-level management
HMO support (Standard plan and up)
SA105-shaped Tax Pack
MTD ITSA quarterly summary on HMRC dates
Mileage log
Mileage claims feed the tax statement
Receipt / invoice scanning
Receipt photos attached to transactions
Client accounting: statements + CMP reconciliation
Per-property profit and loss and tax statements
Pricing starts at (2026)
£7.99/mo for 1 property
£8/mo +VAT Basic (1-3 properties), £15 Standard (4-10), £25 Plus (11-20), all +VAT; yearly saves 20%
Open Banking bank feed
HMRC-recognised MTD ITSA filing (direct submission)
UK property income
Joint-ownership MTD splits
Rental yield / LTV analytics
Basic
Native iOS / Android app

Also in LetCompliance

32 more parts of the let, in the same login. They are not compared with Hammock here, so for their side, look at their own website.

  • Advertise + take applications + book viewings
  • Waiting list / register-interest capture
  • Holding deposits (Tenant Fees Act 2019)
  • Tenant referencing (regulated UK credit check)
  • E-signed tenancy agreements
  • Move-in pack: statutory documents assembled
  • Tenant portal
  • Landlord / owner portal
  • Maintenance work orders + AI repair triage
  • Professional photography, inventory & inspections
  • Accompanied viewings & contractor sourcing
  • Tenant Risk Report + arrears-recovery service
  • AI expiry-date detection on uploaded certificates
  • 0-100 compliance score per property
  • SMS reminders
  • Right to Rent checks
  • Deposit protection deadline tracking
  • Pet request 28-day tracker (RRA 2025)
  • Section 8 notice builder (Schedule 2 grounds)
  • Section 13 rent-increase notice builder
  • Awaab’s Law damp-and-mould SLA engine
  • Renters Rights Act 2025 toolkit
  • PRS Database readiness trackerLive today: per-property register-readiness checklist, regional deadline, and status, ref and date. HMO-aware.
  • Section 24 personal-vs-Ltd calculator
  • Capital gains tax calculator
  • Xero: CSV export
  • Property valuation tracker (HM Land Registry HPI)
  • Insurance renewal tracker
  • Planned maintenance scheduler
  • Property key facts + key-date tracking
  • Multi-branch agency workspaces
  • Time to go live: Same-day self-serve

Choose LetCompliance when

  • You want a live compliance score, Section 8 readiness, RRA 2025 coverage and a Section 24 / SA105-shaped Tax Pack.
  • Avoiding a £40k EICR fine or a blocked Section 8 claim is your main motivation.
  • Your tax return is mainly your UK lettings and you want to send your MTD updates from the same records that run the let.

Choose Hammock when

  • You must use MTD for Income Tax and want Open Banking bank feeds doing the bookkeeping.
  • Automatic Open Banking reconciliation of rent and expenses is your top pain.
  • Certificate and document expiry reminders alongside your bookkeeping cover what you need.

Switching: the questions that matter

What moving across involves, answered for LetCompliance. What Hammock can hand over is theirs to answer, so ask them.

Can I get my data out of Hammock?
Ask Hammock before you cancel, and export while the account is still open: properties, tenants, rent history and the documents. Check what the export actually includes, because a list of properties is not the same as the certificates and agreements behind them.
How do my properties and tenants get in?
One CSV file, the format any spreadsheet saves as. It carries properties, rooms, tenants, rent, tenancy start dates, deposits and the gas, electrical and EPC expiry dates. Every row is checked and shown to you before anything is imported.
Do I have to move everything at once?
No. Move one property first, on Single at £7.99 a month with Making Tax Digital included, and keep Hammock for the rest until you have seen enough.
What about Making Tax Digital part-way through a tax year?
Each quarterly update covers the tax year from its start, not just the last three months, so the year’s income and expenses so far need to be in LetCompliance before it sends your next one. A bank statement imports as a CSV. You can use more than one product in a year, but only one for each submission (GOV.UK).
Do my tenants need to do anything?
Not to start. Each tenant gets their own portal link, with no account or password to set up. If you collect rent by Direct Debit through LetCompliance, each tenant sets the Direct Debit up from that portal, because only the account holder can authorise one.
What happens to the deposit?
Changing software does not touch it. A protected deposit stays with the same scheme, whether the scheme holds the money or insures it. Record the scheme and its reference here.

The verdict

LetCompliance or Hammock?

Pick LetCompliance if

You want a live compliance score, Section 8 readiness, RRA 2025 coverage and a Section 24 / SA105-shaped Tax Pack.

Pick Hammock if

You must use MTD for Income Tax and want Open Banking bank feeds doing the bookkeeping.

Still not sure? Put one property on LetCompliance, from £7.99 a month, and keep Hammock for the rest. A month of your own rent, certificates and tenants will settle it faster than any table.

LetCompliance wrote this page, so this is its view. Both sides above say where the other one is better.

FAQs

Can I use Hammock and LetCompliance together?

Yes. Hammock can handle Open Banking bookkeeping while LetCompliance handles compliance scoring, Section 8 readiness, RRA 2025 and the Section 24 / SA105 prep. Both can send MTD updates, and HMRC accepts only one product for each submission, so choose which one files each quarter.

Is LetCompliance HMRC MTD-recognised?

Yes. LetCompliance is on GOV.UK’s list of software recognised by HMRC for Making Tax Digital for Income Tax. It sends quarterly updates for UK property income and, when UK property is the only income you need to add yourself, the final declaration, with the SA105-shaped Tax Pack, Section 24 calculator and mileage log alongside.

Does LetCompliance integrate with Hammock?

Not today. You can export finance CSVs and the Tax Pack from LetCompliance for any accountant or MTD tool, and upload Hammock statements as documents on the property timeline.

Is LetCompliance property management software, or mainly a compliance tool?

It is property management software for landlords and letting agents, and it runs the whole let, not just compliance. In one login you advertise, take applications and viewings, reference tenants, e-sign the tenancy, collect rent by Direct Debit and chase arrears, track a 0-100 compliance score, draft Section 8 and Section 13 notices, manage HMO rooms, book done-for-you property services and prepare your SA105 tax. The compliance score is one feature among many, not the whole product.

Which should a UK landlord choose: LetCompliance or Hammock?

The page above sets what Hammock's own website says it does beside LetCompliance, and lists everything else LetCompliance does. For most UK landlords and small-to-mid agencies who want the whole tenancy in one place, LetCompliance covers more of the let; Hammock is the better pick for the specific areas it leads on, which are called out above. LetCompliance starts at £7.99 a month for one property, with a 3-day trial and no card.

Does LetCompliance handle Making Tax Digital and SA105 tax as well as Hammock?

LetCompliance ships an SA105-shaped Tax Pack, a Section 24 personal-vs-limited-company calculator, a capital-gains calculator and a mileage log, and it sends Making Tax Digital quarterly updates for UK property income to HMRC on every paid plan from £7.99 a month (not the free plan or the trial). It is recognised by HMRC for UK property income, and if your return needs self-employment, savings or dividend income you finalise the year with software that can add it, or with your accountant.

Are these Hammock comparisons independent and kept up to date?

They are written by LetCompliance, which says so plainly. The Hammock column shows only what Hammock's own website says, with the date it was read, and every page names where Hammock is the better choice and the one thing LetCompliance does not do (Open Banking bank-feed reconciliation). Providers change their plans and prices without notice, so check theirs before you buy.

More questions about Hammock

The whole let in one login, from £7.99 a month.

Start with one property on a paid plan, Making Tax Digital included, and see how it runs your let before you move the rest. Portfolio covers up to ten properties for £19 a month.

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