Feature by feature
LetCompliance adds 35 things Lendlord lacksWe collect rent by Bacs Direct Debit via Stripe Connect, paid into your own account. We do not add Open Banking bank-feed reconciliation.
Live today: per-property register-readiness checklist + status, ref and date. HMO-aware. Ready before the late-2026 rollout.
Choose LetCompliance when
- Compliance, Section 8 readiness and RRA 2025 are the top reasons you are buying software.
- You want a single 0-100 score per property and a court-ready evidence pack at one click.
- You handle financing through your accountant or broker and need the legal layer covered.
Choose Lendlord when
- You actively grow the portfolio and refinance regularly, Lendlord’s remortgage planner is excellent.
- You want detailed LTV / DSCR analytics across 10+ properties.
- Open Banking reconciliation of mortgage and rent flows is your top pain.
FAQs
Can I run Lendlord and LetCompliance together?
Yes, they barely overlap. Most serious portfolio landlords keep Lendlord for refinance modelling, LTV / DSCR analytics and Open Banking reconciliation, and use LetCompliance for compliance, Section 8 / RRA 2025 workflow and the SA105 / MTD prep. We export property and finance CSVs that drop into Lendlord’s portfolio view.
Does LetCompliance model a refinance?
Not in depth. We ship a free Rental Yield calculator and a Section 24 personal-vs-Ltd calculator, but we do not model bridging loans, BTL refinances or stress-test against base rate scenarios, Lendlord is purpose-built for that.
Does Lendlord generate a Section 8 notice?
No. Lendlord stays in finance: mortgages, ROI and tax-pack assembly. Section 8, Section 13, Awaab’s Law and Prescribed Information PDFs are the LetCompliance core.
Is LetCompliance really an all-in-one platform, or mainly a compliance tool?
It runs the whole let, not just compliance. In one login you advertise, take applications and viewings, reference tenants, e-sign the tenancy, collect rent by Direct Debit and chase arrears, track a 0-100 compliance score, draft Section 8 and Section 13 notices, manage HMO rooms, book done-for-you property services and prepare your SA105 tax. The compliance score is one feature among many, not the whole product.
Which should a UK landlord choose — LetCompliance or Lendlord?
The table above compares them feature by feature. For most UK landlords and small-to-mid agencies who want the whole tenancy in one place, LetCompliance covers more of the let; Lendlord is the better pick for the specific areas it leads on, which are called out honestly above. LetCompliance is free for your first property, then from £14.99/mo.
Does LetCompliance handle Making Tax Digital and SA105 tax as well as Lendlord?
LetCompliance ships an SA105-shaped Tax Pack, a Section 24 personal-vs-limited-company calculator, MTD-dated quarterly summaries, a capital-gains calculator and a mileage log — the landlord tax layer most tools skip. It is not HMRC-recognised for the direct press-submit step, so above the £50,000 MTD threshold you pair it with a recognised filer or hand the pack to your accountant.
Are these Lendlord comparisons independent and kept up to date?
They are written by the LetCompliance team, and we say so plainly — but each one names where Lendlord is the better choice and the two things LetCompliance does not do (Open Banking bank-feed reconciliation and HMRC direct-submit filing). Pricing and feature rows are re-verified every quarter.
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