Feature by feature
LetCompliance adds 29 things COHO lacksWe collect rent by Bacs Direct Debit via Stripe Connect, paid into your own account. We do not add Open Banking bank-feed reconciliation.
Live today: per-property register-readiness checklist + status, ref and date. HMO-aware. Ready before the late-2026 rollout.
Choose LetCompliance when
- You want to run the whole let — lettings, per-room rent, compliance, notices and tax — in one tool across HMOs and single lets alike.
- Your portfolio mixes HMOs with single lets and flats, so an HMO-only tool is not enough on its own.
Choose COHO when
- You operate co-living or HMO-only buildings and need room-by-room ops.
- Housemate matching, bills and shared-space management are material to your model.
FAQs
Does LetCompliance support HMOs?
Yes. We track multi-tenancy per address, room labels and per-tenant rent, and all core compliance items apply at address level.
Should I use COHO if I only have HMOs?
If room-level ops and bill splitting are core to your model, COHO is stronger on those. But LetCompliance runs the whole let — lettings, per-room rent and arrears, compliance, Section 8 / 13 notices and SA105 tax — across HMOs and single lets alike, so most operators do not need a second tool.
Is LetCompliance really an all-in-one platform, or mainly a compliance tool?
It runs the whole let, not just compliance. In one login you advertise, take applications and viewings, reference tenants, e-sign the tenancy, collect rent by Direct Debit and chase arrears, track a 0-100 compliance score, draft Section 8 and Section 13 notices, manage HMO rooms, book done-for-you property services and prepare your SA105 tax. The compliance score is one feature among many, not the whole product.
Which should a UK landlord choose — LetCompliance or COHO?
The table above compares them feature by feature. For most UK landlords and small-to-mid agencies who want the whole tenancy in one place, LetCompliance covers more of the let; COHO is the better pick for the specific areas it leads on, which are called out honestly above. LetCompliance is free for your first property, then from £14.99/mo.
Does LetCompliance handle Making Tax Digital and SA105 tax as well as COHO?
LetCompliance ships an SA105-shaped Tax Pack, a Section 24 personal-vs-limited-company calculator, MTD-dated quarterly summaries, a capital-gains calculator and a mileage log — the landlord tax layer most tools skip. It is not HMRC-recognised for the direct press-submit step, so above the £50,000 MTD threshold you pair it with a recognised filer or hand the pack to your accountant.
Are these COHO comparisons independent and kept up to date?
They are written by the LetCompliance team, and we say so plainly — but each one names where COHO is the better choice and the two things LetCompliance does not do (Open Banking bank-feed reconciliation and HMRC direct-submit filing). Pricing and feature rows are re-verified every quarter.
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