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Editorial round-up · 2026

Best HMO software (UK, 2026)

HMOs sit on a different operational footing to single lets: room-level occupancy, shared bill allocation, mandatory HMO licence renewal, additional fire-risk obligations and the same Awaab’s Law SLA as the rest of the PRS. We tested four UK platforms with a real 6-bed mandatory-licence HMO in Manchester for 28 days and ranked them on HMO-specific operations first, with compliance as the secondary axis.

A landlord comparing UK letting and compliance software options

For HMO room and licensing management alone, the tools below lead; for all-in-one HMO operations including compliance, rent and tax, LetCompliance covers the whole tenancy.

Last reviewed:Editor: Erdem Volkan

How we picked

We ran every product against the same 6-bed mandatory-licence HMO (Manchester City Council, Article 4 area, joint-tenancy room allocation, three energy bills split inclusively). Scoring axes: (a) room-by-room occupancy board, (b) bill allocation across housemates, (c) HMO licence-renewal reminder logic, (d) fire risk assessment / FRA storage, (e) Awaab’s Law SLA on damp-and-mould reports, (f) Section 8 readiness for arrears in joint tenancies. Scores normalised 0–100 with HMO-specific axes weighted 60% and general compliance 40%.

Top picks

At a glance

FeatureCOHOLetComplianceArthurLandlord Vision
Room-by-room occupancy boardBasic
Shared bill allocation across housematesBasicBasic
HMO licence renewal trackerBasic
Fire Risk Assessment (FRA) storage with remindersBasicBasic
Awaab’s Law SLA engine

Damp-and-mould response window now mandatory across the social rented sector and extending to PRS via RRA 2025.

Section 8 drafter (joint-tenancy aware)
Pricing starts at (2026)See coho.life£14.99/mo£70/mo£7.99/mo

The full ranking

1 Best overall (HMO operations)

COHO

HMO and co-living, room-level operations native.

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COHO is the only platform we tested that was built around HMOs from day one. Room-level occupancy boards, housemate matching, shared bill allocation and inclusive-rent reconciliation all just work. Compliance reminders are partial, there is no Section 8 drafter and no Awaab’s Law SLA engine, but for HMO-only operators the operations layer is so far ahead that it earns rank 1. Many serious HMO operators pair COHO with a compliance tool.

Strengths

  • Best-in-class room-by-room occupancy and housemate fit.
  • Shared bill allocation and inclusive-rent reconciliation.
  • HMO-native UI, no single-let baggage.

Gaps

  • No Section 8 drafter.
  • No Awaab’s Law SLA engine.
  • No Section 24 / SA105 tax toolkit.
Pricing
See coho.life.
Best for
Operators running HMO-only or co-living buildings.
2 Best for HMO compliance + tax-prep

LetCompliance

HMO compliance, FRA, licence and Section 8 readiness.

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LetCompliance handles HMOs as a first-class case (multi-tenancy per address, room labels, per-tenant rent, tenant referencing and guarantor agreements for student and sharer lets, licence tracker, FRA storage) and adds the missing layer COHO does not ship: Section 8 drafter with grounds, Section 13, Awaab’s Law SLA engine and the RRA 2025 Information Sheet workflow. COHO leads on housemate matching and inclusive bill splitting, which is its own ground and genuinely useful. LetCompliance runs the let itself: per-room rent with automatic arrears, referencing and guarantors, e-signed tenancies, licence and fire-safety tracking, Section 8 and Section 13, and the tax pack at year end. Most HMO landlords do not need both. If matching housemates and splitting bills is the core of your operation, COHO is built for that; if letting the rooms and keeping them let is the core of it, LetCompliance covers the whole thing on its own.

Strengths

  • 0–100 compliance score per HMO with licence renewal logic.
  • FRA, fire-door inspection and Awaab’s Law SLA tracking.
  • Section 8 drafter with Ground 8 arrears auto-calculator on joint tenancies.
  • Per-room rent scheduling with automatic arrears tracking and optional Direct Debit collection, for student and professional house shares.
  • Section 24 + SA105 + MTD ITSA toolkit.

Gaps

  • Room-level occupancy is functional but not the COHO-style depth.
  • No shared bill allocation across housemates.
Pricing
£14.99/mo from 3 properties (2026).
Best for
Mixed portfolios with HMOs alongside single lets, student HMOs needing joint-tenancy and guarantor paperwork, or HMO operators who want the compliance and tax layer.
3 Best PM suite that handles HMOs

Arthur

PM suite with HMO support.

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Arthur supports HMO multi-tenancy and adds the rent collection, maintenance and tenant portal layer. It does not match COHO’s operational depth on room-level occupancy and bill splits, and it does not match LetCompliance on Section 8 / Awaab’s Law. For mid-size agencies running HMOs alongside single lets, Arthur is a credible "one tool" answer that trades depth for breadth.

Strengths

  • HMO multi-tenancy supported in a full PM suite.
  • Rent collection, maintenance and tenant portal in one product.
  • Multi-branch agency model.

Gaps

  • No Awaab’s Law SLA engine.
  • No Section 8 drafter.
  • Pricing starts £70/mo (50 units), not for solo HMO operators.
Pricing
From £70/mo Standard (50 units, 2026).
Best for
Agencies running HMOs alongside single lets in one tool.
4 Best for HMO accounting + MTD ITSA

Landlord Vision

Accounting-first PM with HMO room tracking.

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Landlord Vision supports HMO room-level tracking and pairs it with HMRC-recognised MTD ITSA submission and Open Banking reconciliation. The HMO operations are competent rather than category-leading, but for HMO landlords whose primary pain is accounting + filing, Landlord Vision is a sensible single-product answer.

Strengths

  • HMO room-level tracking inside an HMRC-recognised MTD ITSA filer.
  • Open Banking reconciliation across rent and bills.
  • Joint-ownership splits handled natively.

Gaps

  • HMO ops not as deep as COHO.
  • No Section 8 drafter or Awaab’s Law engine.
Pricing
From £7.99/mo Starter (4 tenancies, +VAT, 2026).
Best for
HMO landlords who want filing + room tracking in one tool.

FAQs

Do I need HMO-specific software, or will general PM software do?

For one or two small HMOs you do not need a dedicated co-living platform. LetCompliance covers it on its own — HMO room-level management, per-room compliance, rent and the whole tenancy in one tool — so you are not stitching a general PM tool to a separate compliance tool. For 5+ HMOs or any co-living building, the deep room-level operations in a dedicated HMO product (COHO) — housemate fit, shared bill allocation, inclusive-rent reconciliation — start paying for themselves and earn their place.

Does Awaab’s Law apply to private HMOs?

Awaab’s Law currently bites in the social rented sector and is not yet extended to the PRS (the Renters’ Rights Act carries a power to do so, but the regulations have not been made) via the Renters’ Rights Act 2025 implementation programme. The fixed response windows for damp-and-mould reports already represent current best practice and many local authorities will treat them as the de facto standard from 2026 onwards, software that tracks the SLA clock is a sensible hedge.

How does HMO licence tracking differ from a normal certificate reminder?

HMO licences run for up to 5 years and are tied to a specific named operator and address. Renewal applications must be submitted before expiry to avoid an unlicensed-HMO charge (up to £30k civil penalty + Rent Repayment Order). The reminder logic in compliance software needs to fire 90+ days before expiry to leave room for the council process, a generic "30 days before" diary entry is not enough.

Can I run COHO and LetCompliance together?

Yes, this is the most common HMO-operator stack. COHO handles room-level operations, housemate matching and bill splits; LetCompliance handles compliance scoring, licence tracking, FRA, Awaab’s Law SLA and the Section 8 drafting layer. We export and accept CSVs both ways.

What about Article 4 areas, do these tools handle them?

Article 4 directions remove permitted-development rights to convert a property to a small HMO. None of these tools file the planning permission for you, but LetCompliance flags Article 4 areas at the address-tagging stage and reminds you to check planning before converting. COHO and Arthur do not.

Which HMO software is best for student accommodation?

Student HMOs live or die on joint-tenancy paperwork, guarantors and per-room rent, not just a room board. COHO leads on room-level operations and housemate fit; LetCompliance handles the tenancy side students need — joint tenancies, guarantor agreements, tenant referencing, per-room rent with automatic arrears, and the Section 8 / Ground 8 route if a room falls behind — alongside HMO licence and fire-safety tracking. For student houses, LetCompliance covers the tenancy end to end on its own. A purpose-built block with heavy housemate matching and inclusive bills is where COHO earns its place.

How do these tools handle rent and bills in a house share?

They are two different jobs. Splitting shared utility bills across housemates and reconciling inclusive rent is COHO’s strength, and the one area LetCompliance does not cover. Billing each room’s rent, tracking who has paid, chasing arrears and evidencing them for a Ground 8 claim is LetCompliance’s job: per-room rent schedules, automatic arrears, optional Direct Debit collection and a court-ready audit trail. If you need both, run them together.

Related reading

Editorial discipline. We rank ourselves where we honestly fit. On compliance-led queries we lead because that is the niche we built for; on PM, HMO operations, finance and tax round-ups we sit behind tools that are objectively stronger on those axes. Pricing and feature rows are re-verified quarterly. Read our editorial policy.

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