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LetComplianceLandlord & property management software

Editorial round-up

Best HMO software (UK, 2026)

HMO software runs a house in multiple occupation room by room: each room’s tenancy, rent and arrears, the HMO licence and its renewal, fire safety, and repairs reported by several sharers. For UK landlords running HMOs alongside single lets, LetCompliance does that in one login from £7.99 a month, and COHO is built for HMO-only and co-living operators. HMOs sit on a different operational footing to single lets: room-level occupancy, shared bill allocation, mandatory HMO licence renewal, additional fire-risk obligations, and more people relying on a repair being answered quickly. This guide compares four UK platforms and ranks them on HMO-specific operations first, with compliance as the secondary axis.
Recognised by HMRC for Making Tax Digital
Reviewed
Ranked
4 tools
The short answer

LetCompliance, which publishes this guide, ranks first for HMO landlords: room-level rent due weekly, fortnightly, every four weeks or monthly, room sizes checked against the HMO licence condition, licensing and certificate dates, notices and tax, recognised by HMRC for Making Tax Digital, in one login from £7.99 a month. COHO is built around room-level rents, housemate profiles and room listings for HMO and co-living operators.

Top picks

If you read nothing else

The three that come out highest on the axis this page covers. Every tool is reviewed in full further down, with what it does badly as well as what it does well.

Method

How the tools were picked

Each product was compared, from its own website, pricing and help pages, on what an HMO needs: (a) a room-by-room occupancy view, (b) bills split across housemates, (c) HMO licence renewal reminders, (d) fire risk assessment storage, (e) Awaab’s Law repair clocks on damp and mould, and (f) Section 8 readiness for arrears in joint tenancies. This is a desk comparison, not a hands-on trial. LetCompliance publishes this guide and ranks itself first; every other entry says what it does better. Prices and features checked on each provider’s own site, and MTD status on HMRC’s software finder, on 24 September 2026.

Our editorial standards
Tools ranked
4
Feature rows compared
7
Last reviewed
24 September 2026

At a glance

The comparison in one table

Scroll sideways on a phone. A tick means the tool does it as standard and a label gives the detail from the provider’s own site. “Not listed” means the provider’s own feature or pricing list does not show it, and a dash means it was not checked. A cross appears only for LetCompliance and for a spreadsheet.

Feature01LetCompliance02COHO03Arthur04Landlord Vision
Room-by-room occupancy boardBasicRooms as units
Shared bill allocation across housematesPer-tenant bill chargesNot checkedCosts by unit
HMO licence renewal trackerCustom certificates + alerts
Fire Risk Assessment (FRA) storage with remindersCustom certificates + alertsNot checked
Awaab’s Law SLA engineDamp-and-mould response windows apply to social landlords; the government has said it will consult on extending them to private renting.Not checkedNot listedNot listed
Section 8 drafter (joint-tenancy aware)Not checkedNot listedTemplate (Standard and up)
Pricing starts at (2026)£7.99/mo£30/mo +VAT£82.50/mo£7.99/mo (intro)

The full ranking

Every tool, in order, with its gaps

Nothing here is listed without something it does badly. A round-up with no gaps is an advert.

01

LetCompliance

Best overall (the whole HMO let in one account)Landlord and property management software

The whole HMO let: rooms, rent, the licence and Section 8.

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LetCompliance ranks first because it runs the whole HMO let in one account. Each HMO is set up room by room, from a spreadsheet if you like, with each room’s own tenancy, its rent due weekly, fortnightly, every four weeks or monthly, and its own arrears position, plus tenant referencing and guarantor agreements for student and sharer lets. Each room can have its floor area recorded, and LetCompliance warns when a bedroom is under the minimum size an HMO licence in England must set for the number of tenants recorded in it. The HMO licence, the fire risk assessment and the fire-safety checks are tracked with reminders, and the legal layer sits on the same record: a Section 8 drafter with the arrears worked out, Section 13 rent increases on Form 4A, an Awaab’s Law SLA engine and e-signed tenancy agreements. COHO leads on room listings and housemate matching, which is its own ground and genuinely useful. LetCompliance runs the let itself, through to the SA105 tax pack and Making Tax Digital quarterly updates sent to HMRC. Most HMO landlords do not need both. If room listings and housemate matching are the core of your operation, COHO is built for that; if letting the rooms and keeping them let is the core of it, LetCompliance covers the whole thing on its own.

Strengths

  • A 0 to 100 compliance score per HMO that counts the HMO licence and the smoke and carbon monoxide alarm check, with licence renewal reminders.
  • Room sizes checked against the HMO licence condition: a warning when a bedroom is under 6.51 square metres for one person over 10, or 10.22 for two (Housing Act 2004, Schedule 4, paragraph 1A).
  • FRA, fire-door inspection and Awaab’s Law SLA tracking.
  • Section 8 drafter with Ground 8 arrears auto-calculator on joint tenancies.
  • Rent set per room, weekly, fortnightly, every four weeks or monthly, with optional Bacs Direct Debit collection paid into the landlord’s own account with no commission taken by the platform, and arrears chasing you can switch on, for student and professional house shares.
  • Deposit compliance per tenancy: protection deadline tracking, prescribed information, deposit-cap checks and, on Portfolio and above, a one-click dispute evidence pack, plus a passwordless tenant portal each sharer can use for repairs, meter readings and messaging.
  • Section 24 + SA105 toolkit, with company-owned HMOs kept out of your personal figures, and MTD ITSA quarterly updates sent to HMRC.

Gaps

  • Room-level occupancy is functional but not the COHO-style depth.
  • No shared bill allocation across housemates.
Pricing
From £7.99/mo for 1 property; £14.99/mo for up to 3, £19/mo for up to 10, £29/mo for up to 20 and £49/mo unlimited (2026).
Best for
Mixed portfolios with HMOs alongside single lets, student HMOs needing joint-tenancy and guarantor paperwork, or HMO operators who want the compliance and tax layer.
02

COHO

Best for HMO-only and co-living operations

HMO and co-living, room-level operations native.

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COHO describes itself as designed from the ground up for shared living: rent schedules per room, rooms published to Rightmove, Zoopla, OnTheMarket and its own tenant marketplace, housemate profiles on listings, leads matched to each room, and rent handled by Open Banking matching or GoCardless Direct Debit. Its compliance dashboard tracks Gas, EICR, EPC, HMO licences and fire safety, serves new certificates to tenants for acknowledgement, and rent reviews download a merged Section 13 Form 4A. For HMO-only and co-living operators the room-level operations are its core. It ranks second overall because MTD submission is not yet available in COHO, while LetCompliance runs notices, MTD and the tax pack in the same account.

Strengths

  • Room-level rent schedules and occupancy, housemate profiles on listings, and leads matched to rooms.
  • Recurring per-tenant charges for bills, cleaning or parking, with Open Banking rent matching or GoCardless Direct Debit.
  • Designed for shared living, and also runs single lets and mixed portfolios.

Gaps

  • Minimum charge of £30/mo +VAT (12 units), so a small HMO pays for 12 units.
  • Tenant referencing (from £18.50 +VAT) and eSigning (£1 an envelope) cost extra.
  • MTD submission is not yet offered: its bookkeeping page says COHO is “building the bridge now”, and it is not on GOV.UK’s MTD software list (checked 24 Sep 2026).
Pricing
£30/mo +VAT for up to 12 units; £2.50 a unit a month from 12 to 100 units (2026).
Best for
Operators running HMO-only or co-living buildings.
03

Arthur

Best PM suite that handles HMOs

PM suite with HMO support.

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Arthur manages whole properties or individual rooms, which its own site calls particularly useful for HMOs, inside a full PM suite: rent charges and reminders, maintenance work orders with contractor quotes, a tenant app, and certificate alerts. For mid-size agencies running HMOs alongside single lets, Arthur is a credible one-tool answer. Section 8 notices and damp-and-mould repair clocks are not listed among its features, and plans start at £82.50 a month for 55 units, billed annually.

Strengths

  • HMO multi-tenancy supported in a full PM suite.
  • Rent charges and reminders, maintenance work orders and a tenant app in one product.
  • Linked accounts for franchises and separate offices.

Gaps

  • Damp-and-mould repair clocks are not listed among the features on its pricing page.
  • Section 8 notices are not listed among the features on its pricing page.
  • Pricing starts at £82.50/mo Standard (55 units included), billed annually.
Pricing
From £82.50/mo Standard (55 units included, £1.50 per unit beyond; 2026).
Best for
Agencies running HMOs alongside single lets in one tool.
04

Landlord Vision

Best for HMO accounting + MTD ITSA

Accounting-first PM with HMO room tracking.

Visit site

Landlord Vision sets up HMO rooms as units, with a tenant and rent schedule per room and costs assignable per unit, and pairs it with MTD submission (on GOV.UK’s list) and Open Banking bank feeds. Occupancy reports are on Premium, and rooms let on different dates count as separate tenancies. For HMO landlords whose primary pain is accounting and filing, Landlord Vision is a sensible single-product answer.

Strengths

  • HMO room-level tracking inside an HMRC-recognised MTD ITSA filer.
  • Open Banking reconciliation across rent and bills.
  • Joint-ownership splits handled natively.

Gaps

  • Rooms let on different dates count as separate tenancies, so an HMO uses more of the plan’s tenancy allowance (Starter is capped at 4).
  • Section 8 is a template on Standard and above; damp-and-mould repair clocks are not listed on its pricing page.
Pricing
From £7.99/mo +VAT billed annually (Starter, up to 4 tenancies), 60% off for the first two years; then £19.97/mo (£21.97 billed monthly) (2026).
Best for
HMO landlords who want filing + room tracking in one tool.

FAQs

What buyers ask about this list

Do I need HMO-specific software, or will general PM software do?

For one or two small HMOs you do not need a dedicated co-living platform. LetCompliance covers it on its own: HMO room-level management, per-room compliance, rent and the whole tenancy in one tool, so you are not stitching a general PM tool to a separate compliance tool. For 5+ HMOs or any co-living building, a dedicated HMO product such as COHO, with room listings, housemate profiles and per-tenant bill charges, can earn its place.

Does Awaab’s Law apply to private HMOs?

Not yet. Awaab’s Law applies to social landlords, and the government has said it will consult on extending it to private renting, with no date set. For an HMO landlord the binding duties today are the repairing and fitness obligations and council enforcement under the Housing Health and Safety Rating System, so a fast response and a dated record of every step remain the sensible standard.

How does HMO licence tracking differ from a normal certificate reminder?

HMO licences run for up to 5 years and are tied to a specific named operator and address. Renewal applications must be submitted before expiry to avoid an unlicensed-HMO charge (up to £30k civil penalty + Rent Repayment Order). The reminder logic in compliance software needs to fire 90+ days before expiry to leave room for the council process, a generic "30 days before" diary entry is not enough.

Can I run COHO and LetCompliance together?

Yes. COHO handles room-level listings, housemate matching and per-tenant bill charges; LetCompliance handles compliance scoring, licence tracking, FRA, Awaab’s Law SLA and the Section 8 drafting layer. LetCompliance imports and exports CSVs.

What about Article 4 areas, do these tools handle them?

Article 4 directions remove permitted-development rights to convert a property to a small HMO. None of these tools file the planning permission for you, but LetCompliance flags Article 4 areas at the address-tagging stage and reminds you to check planning before converting.

Which HMO software is best for student accommodation?

Student HMOs live or die on joint-tenancy paperwork, guarantors and per-room rent, not just a room board. COHO leads on room-level operations and housemate fit; LetCompliance handles the tenancy side students need, from joint tenancies, guarantor agreements, tenant referencing and per-room rent with each room’s arrears tracked to the Section 8 / Ground 8 route if a room falls behind, alongside HMO licence and fire-safety tracking. For student houses, LetCompliance covers the tenancy end to end on its own. A purpose-built block with heavy housemate matching and inclusive bills is where COHO earns its place.

How do these tools handle rent and bills in a house share?

They are two different jobs. Charging bills and services to each tenant is something COHO’s rent pages describe, and LetCompliance does not do it. Billing each room’s rent, tracking who has paid, chasing arrears and evidencing them for a Ground 8 claim is LetCompliance’s job: per-room rent schedules, arrears tracked per room with chasing you can switch on, optional Direct Debit collection and a timestamped audit trail. If you need both, run them together.

What software tracks weekly rent for HMO rooms?

LetCompliance tracks rent room by room in an HMO, with each room’s rent due weekly, fortnightly, every four weeks or monthly and its own arrears position, from £7.99 a month; COHO, on this list, is built around rent schedules per room for HMO and co-living operators. In LetCompliance a weekly rent is counted in fixed 7-day periods from the start of the tenancy, or from a date you set, and the monthly figures the rest of the account reads are worked out from it. The rent that arrived can be confirmed across every room and property in one go, collected by Direct Debit into your own account with no commission, or matched from a bank statement CSV. Ground 8 sets its arrears threshold at 13 weeks for rent payable weekly or fortnightly and three months for monthly rent, and LetCompliance works it out on that basis; rent due every four weeks is in neither, so LetCompliance says to take advice before relying on Ground 8.

Editorial discipline

LetCompliance is the editor’s own product, landlord software that runs the whole let, and it ranks first on every list for that reason. That is the editor’s view, not a neutral test, so every other entry says what it does better than LetCompliance and links to it. Prices and feature rows are checked against each provider’s own website when a round-up is reviewed, and the review date at the top of this page tells you when that last happened. Read our standards.

Run a let through it

The quickest way to judge software is to put one let through it

From £7.99 a month for one property. Add a property and the whole let runs in one place: the advert and the applicants, the tenancy and the signatures, the rent and the arrears, the repairs, the certificates and the notices, and the numbers ready for SA105 and MTD at the end of it.

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