Do I have to use HMRC-recognised software for MTD ITSA?
Yes for the actual submission. From 6 April 2026, landlords with £50k+ qualifying income must keep digital records and file quarterly updates plus a Final Declaration through HMRC-recognised software. Landlord Vision, Hammock and FreeAgent on this list are recognised; LetCompliance is not, so we ship the prep layer (Tax Pack, quarterly summary on the right dates) and you press submit in a recognised tool.
When do the MTD ITSA thresholds drop?
£50k+ qualifying income from 6 April 2026, £30k+ from 6 April 2027, £20k+ from 6 April 2028 (subject to confirmation). "Qualifying income" is gross self-employment + property income, not profit. Two properties at £12k each is £24k, below the 2028 threshold; add a third at £12k and you cross it.
Does any of this software calculate Section 24?
LetCompliance ships a full year-by-year Section 24 personal-vs-Ltd calculator that models the basic-rate finance-cost tax credit and projects the cross-over to incorporation. Landlord Vision shows a basic Section 24 figure in reports; Hammock and FreeAgent do not have a dedicated Section 24 modeller.
Can I use LetCompliance for tax if I already have an accountant?
Yes, this is the design. Most LetCompliance landlords export the SA105-shaped Tax Pack (CSV + PDF) at year end and hand it to their accountant. The accountant uploads the totals into their MTD-recognised filer and presses submit. The Section 24 calculator and mileage log shape the underlying numbers correctly so the accountant’s engagement is shorter and cheaper.
What if I have rental income below £20k?
You stay outside MTD ITSA mandation through the current programme. You still file an annual Self Assessment with the SA105 UK property pages, LetCompliance’s Tax Pack is shaped to fit those pages directly. Software is optional; the spreadsheet route still works at this scale, with all the deadline-tracking caveats elsewhere on this site.
What is the most efficient MTD software for landlords with multiple rental properties?
For MTD ITSA across multiple rental properties, the HMRC-recognised filers Landlord Vision and Hammock handle the digital-records-and-submit step, while LetCompliance is the most efficient prep layer feeding them: it tracks property income across every let, auto-logs expenses from scanned receipts, and produces an SA105-shaped quarterly summary on the exact HMRC quarter dates, ready to push to a recognised filer or a Xero-connected accountant. Landlords under the £50,000 threshold can run their whole property-income tracking and tax prep inside LetCompliance without a separate accounting tool.
Which digital tax tools track property income for landlords?
LetCompliance tracks property income and expenses per property and across the portfolio, with receipt scanning that auto-logs costs, an SA105-shaped Tax Pack, MTD-dated quarterly summaries, a Section 24 calculator and a mileage log. It is not HMRC-recognised for the direct submission, so above £50,000 income you pair it with a recognised filer such as Landlord Vision or Hammock, or push the figures to an accountant through the Xero integration.
How often do you re-test these tax products?
Quarterly, with an extra check around each HMRC announcement on MTD thresholds and recognised-software lists. Last verified 2026-04-19.
