Why it matters
What Article 4 Direction means for a landlord
Converting a house to a small HMO for three to six sharers is normally permitted development, so no planning application is needed, unless the council has made an Article 4 Direction, in which case that right is removed and you need full permission. This is the single most expensive thing to discover after exchange rather than before. Planning and licensing are separate systems: holding an HMO licence does not mean you have planning permission, and a council can grant one while enforcing against the other. Check for an Article 4 before you offer, not after.
Worked example
How it plays out
Josh agrees to buy a four-bedroom house in a city to convert into a five-person shared house. Before exchange his solicitor checks the council’s planning pages and finds an Article 4 Direction covering the area, so the change to a small HMO needs planning permission. Josh makes his offer conditional on permission. The council refuses it, and he walks away before committing rather than owning a house he cannot use as planned.
Common mistakes
Where landlords go wrong
- 01Assuming an HMO licence means planning permission is in place.
- 02Checking for an Article 4 Direction after exchanging contracts.
- 03Assuming nearby streets are covered by the same rules.
What to do
A short checklist
- Check the council’s Article 4 maps before offering on a planned HMO.
- Ask the council whether your plan needs permission.
- Keep planning and licensing documents separately in the property file.
Sources
Checked against these sources on 16 September 2026. A guide to the rules in England, not legal advice: for a dispute or a possession claim, speak to a solicitor.