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Deposit deductionfree, in seconds

Work out what you can defensibly deduct from a tenancy deposit. Applies the betterment and apportionment rules deposit scheme adjudicators use, so you claim a figure that survives a dispute.

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The item

Typical expected lives adjudicators use

  • Carpets: 5–10 years · Vinyl flooring: 10–15
  • Interior paintwork: 3–5 years · White goods: 8–10
  • Curtains and blinds: 5–8 years · Mattress: 8–10

Defensible deduction: £240

You claimed against an item with 4 of 10 yearsof useful life left, so only that share is recoverable, then apportioned to the tenant's responsibility. Claiming the full £600 would be betterment and is the single most common reason landlords lose deposit disputes.

How an adjudicator works it

Replacement cost
£600
Life used
6 of 10 years
Remaining life share
40%
After betterment
£240
Tenant responsibility (100%)
× 100%
Defensible deduction
£240
You absorb
£360

What decides the dispute

Evidence, not arithmetic. A dated check-in inventory with photographs, a matching check-out, and a receipt or quote for the work is what wins. Without a signed check-in inventory the scheme usually cannot tell what condition the item started in, and the deduction fails however fair the number is.

  • Fair wear and tear is never deductible — only damage beyond it.
  • Cleaning is charged at cost to return the property to its check-in standard, not to improve it.
  • Guidance only. The scheme adjudicator's decision on your evidence is what counts.

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Background

Why landlords lose deposit disputes, and the sum that avoids it

Deposit disputes are rarely lost on honesty. They are lost on arithmetic. A landlord replaces a seven-year-old carpet the tenant ruined, claims the £600 the new carpet cost, and the adjudicator awards a fraction of it. The landlord concludes the scheme is biased. In fact the scheme applied a rule that has been settled for years: you cannot end up with a better asset than you started with at the tenant’s expense. That rule is called betterment, and it decides most disputes before the evidence is even weighed.

The working is straightforward once you see it. Take the cost of replacing the item today. Establish its expected total life, using the ranges adjudicators publish: carpets five to ten years, interior paintwork three to five, white goods eight to ten. Work out how much of that life had already been used when the tenant left. Only the remaining share is recoverable, because the rest you were going to have to replace anyway. Then reduce it again by how much of the damage is genuinely the tenant’s responsibility rather than fair wear and tear.

Fair wear and tear is the second thing landlords misjudge. It is the deterioration that happens through ordinary use over the length of the tenancy, and it is never deductible. Carpet flattening in a hallway after three years is wear. A cigarette burn is damage. Scuffed paint behind a sofa is wear. A hole in the plasterboard is damage. The longer the tenancy, and the more people lived there, the more deterioration counts as ordinary. A four-year family tenancy will legitimately leave a property in worse condition than a six-month single-occupant one.

None of this matters without evidence, and this is where most claims actually fail. The adjudicator was not there. They decide on documents. What wins is a dated check-in inventory with photographs, signed by the tenant, a matching check-out in the same format, and a receipt or written quote for the work. Without a signed check-in inventory the scheme usually cannot establish what condition the item was in at the start, so the deduction fails however reasonable the figure is.

Cleaning deserves a separate note because it generates more disputes than anything else. You can charge the cost of returning the property to the standard recorded at check-in. You cannot charge for improving on it, and you cannot apply a blanket professional cleaning fee as a matter of course, because the Tenant Fees Act 2019 removed that. If the check-in inventory records a professionally cleaned property and the check-out shows otherwise, the cost of putting that right is recoverable. If your inventory is silent on cleanliness, you have no baseline to argue from.

Step by step

How to calculate a defensible deposit deduction

Work out an end-of-tenancy deduction the way a deposit scheme adjudicator does, using betterment and fair wear and tear.

  1. 1

    Price the replacement

    Use what the item costs to replace today, on a like-for-like basis. Upgrading from laminate to hardwood is betterment and the difference is not recoverable.

  2. 2

    Set the expected life

    Use the published ranges: carpets 5 to 10 years, vinyl 10 to 15, interior paintwork 3 to 5, white goods 8 to 10, curtains 5 to 8. Adjudicators work from these, so working from them yourself keeps you aligned.

  3. 3

    Deduct the life already used

    Enter how old the item was when the tenant left. Only the remaining share of its life is recoverable. An item already at the end of its expected life has no value left to claim.

  4. 4

    Apportion the responsibility

    Decide honestly how much is the tenant and how much is fair wear and tear. Claiming 100% for something partly attributable to ordinary use invites the adjudicator to discount the whole claim.

  5. 5

    Assemble the evidence

    A signed, dated check-in inventory with photographs, a matching check-out, and a receipt or quote. Send the tenant your figures with the working shown before you go to adjudication.

FAQ

Frequently asked questions

Why can I not claim the full replacement cost?

Because of betterment. If a carpet was already six years into a ten-year life, four years of value remained. Charging the tenant for a brand new carpet would leave you with a better asset than you had, funded by them, which schemes do not allow.

What counts as fair wear and tear?

Deterioration from ordinary use over the tenancy: flattened carpet in traffic areas, minor scuffs, faded paint. Damage is different in kind, not just degree: burns, stains, holes, breakages. Length of tenancy and number of occupants both widen what counts as ordinary.

Can I charge for professional cleaning?

You can charge the cost of returning the property to the cleanliness standard recorded at check-in. You cannot impose a blanket professional cleaning requirement as a tenancy condition, because the Tenant Fees Act 2019 made that a prohibited payment.

What if I have no check-in inventory?

You will struggle. The adjudicator cannot compare the end condition to a start condition that was never recorded, so the benefit of the doubt goes to the tenant. A dated, photographed, signed inventory is the single highest-value document in a deposit dispute.

How long do I have to return the deposit?

Ten days from agreeing the deductions with the tenant. If you cannot agree, raise the dispute with the scheme, which then adjudicates. Sitting on a deposit without either returning it or raising a dispute is what turns a disagreement into a claim against you.

Does the tenant have to accept my figure?

No. If you cannot agree, the scheme’s adjudicator decides on the documents, free of charge, and the decision is binding. That is why the sum should be defensible before you propose it, not after.

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