Best landlord contents insurance (furnished lets)
Landlord contents covers items you own in the let: furniture packs, carpets you fitted, white goods you supply.
Not financial advice. Insurance is a regulated product. Compare quotes from FCA-authorised firms only.
LetCompliance is landlord software from £7.99 a month that runs the whole let (the advert, the tenancy, the rent and the tax). It records every policy against the property with its renewal date and reminds you 90, 30 and 7 days before it renews. It is not an insurer or a broker, and does not sell insurance. Get started
Who this is for
Furnished and part-furnished assured tenancies, HMO room lets with shared kitchens.
Must-have cover points
- Room-by-room inventory with values
- Theft and malicious damage extensions where needed
- Clarity that tenant-owned goods are excluded
Watch out
Single-item limits may cap laptops or bikes; specify high-risk items.
How this compares
Tenants need their own renters insurance for personal possessions.
FAQs
Are carpets buildings or contents?
Often treated as landlord contents if not structural; check policy definitions.
Do I need contents in an unfurnished flat?
Only for items you retain (e.g. integrated appliances sometimes under buildings).
Related compliance
Insurance sits alongside licensing, safety certificates and tenancy compliance.
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