Best landlord insurance for single buy-to-let landlords
A single BTL is where home insurance mistaken for landlord insurance is most common. Standard home policies exclude commercial letting.
Not financial advice. Insurance is a regulated product. Compare quotes from FCA-authorised firms only.
LetCompliance is landlord software from £7.99 a month that runs the whole let (the advert, the tenancy, the rent and the tax). It records every policy against the property with its renewal date and reminds you 90, 30 and 7 days before it renews. It is not an insurer or a broker, and does not sell insurance. Get started
Who this is for
First-time or single-property landlords letting on an assured tenancy.
Must-have cover points
- Buildings cover on a landlord (let) basis
- Property owners liability
- Optional contents if you furnish
Watch out
Airbnb-style use may breach a long-let policy; disclose short-let use if applicable.
How this compares
Often a separate product from buildings insurance; combined packs exist via some brokers.
FAQs
Will my residential mortgage lender accept any landlord policy?
Lenders usually require buildings cover at reinstatement value. Check minimum liability and named-interest clauses.
Do I need home insurance if I have landlord insurance?
Landlord buildings cover replaces home buildings cover for the let period. Do not duplicate; avoid paying twice.
Related compliance
Insurance sits alongside licensing, safety certificates and tenancy compliance.
More scenarios
