Skip to main content
LetComplianceLandlord & property management software
Landlord Tips13 min read

How to Let a Property in the UK 2026: Step by Step

To let a property in England: get the EPC, gas safety record and EICR, advertise at one stated rent, reference the tenant and check Right to Rent, sign an assured periodic tenancy, protect the deposit within 30 days, hand over the documents, then set up rent collection. Each step, in order.

How to Let a Property in the UK 2026: Step by Step: Quiet UK terraced street in early morning mist
Quiet UK terraced street in early morning mist

Letting a property in England runs in nine steps: make it safe and priced, advertise, reference the tenant, take any holding deposit, sign an assured periodic tenancy, protect the deposit, hand over the documents, set up the rent, then run the tenancy.

Letting a property is not one task, it is about a dozen, and they only feel overwhelming when you meet them as a pile instead of a line. Taken in order, each one is small. This is that order, written for a landlord doing it themselves in 2026: the full run from an empty property to a paying tenant and a compliant tenancy.

It is deliberately end to end, because the parts people get wrong are usually the hand-offs: the reference that was never chased, the document that was never served, the deposit protected on day 31. Do them in sequence and none of them bites.

General guidance, not legal advice. The figures and duties here are 2026 rules; check GOV.UK for your own case.


Step 1: Get the property ready and priced

Before you advertise, two jobs. First, the property has to be lettable and safe: a valid EPC (minimum band E), a Gas Safety check if there is gas, and the electrics in order with an EICR. Second, the price. Set it to what comparable local properties actually let for now, not what you hope; an overpriced advert is the single biggest cause of a long void, and since the Renters' Rights Act you must advertise a single asking rent and cannot invite bids above it.

Step 2: Advertise and take applications

Now put it in front of tenants (a portal, local groups, your own channels) with clear photos, the rent, the available-from date and what is included. The goal is not just enquiries but the right ones, and a single application link that brings them back to one place beats a scattered inbox. Book viewings from the applications so the person you show round is already attached to their enquiry.


Step 3: Reference the tenant properly

This is the one decision you cannot undo once they move in, so it is worth doing well. Reference the tenant and any guarantor through a regulated UK credit reference agency: credit history, affordability against the rent and adverse data. Then run the legal Right to Rent check on every adult occupier before the tenancy begins. A gut feeling and a nice chat is not referencing; the check is what stands between you and the arrears case later.

Order the reference where the applicant already is. In LetCompliance the application comes in online from your advert and you order the tenant's reference in the app, £24.99 for a full check. Once you choose the tenant, the tenancy agreement is written as an assured periodic tenancy, pre-filled from your records, ready for e-signature at Step 5. Get started, from £7.99 a month →

Step 4: Take a holding deposit (optional) the right way

If you want to reserve the property while you reference, a holding deposit is capped at one week's rent under the Tenant Fees Act 2019, and there is a 15-day "deadline for agreement" to get the tenancy signed or deal with the deposit. Keep it separate from rent, and remember you cannot ask for any actual rent before the agreement is signed.


Step 5: Generate and sign the tenancy

Every new tenancy in England since 1 May 2026 is a periodic assured tenancy: no fixed term, no assured shorthold. Generate the correct agreement for that regime (old fixed-term and Section 21 wording in an old AST template has no effect), and e-sign it so it is sealed with an audit certificate recording who signed, when and from where. No printer, no kitchen table, and the version everyone signs is the version you sent.

Step 6: Take the deposit and protect it

Take the deposit, capped at five weeks' rent (six if the annual rent is £50,000 or more). Protect it in a government scheme (DPS, TDS or mydeposits) within 30 days, and serve the Prescribed Information in the same window. Miss the 30 days and you face a penalty of one to three times the deposit, and until both are done (late still counts) a blocked possession route. The deposit deadline calculator works out both clocks.


Step 7: Hand over the move-in documents (and prove it)

At or before move-in the tenant must get: the deposit Prescribed Information, a valid Gas Safety certificate, the EICR, the EPC, and the written statement of terms for the tenancy, which has to be given before it starts. The government Information Sheet was for existing tenancies (by 31 May 2026), not new ones. Serve them and keep proof you did. Of these, the deposit is the one that can block a later possession claim if its rules are broken. The move-in pack assembles them and records that they were sent.

Step 8: Set up rent collection

Decide how the rent arrives before the first payment is due, not after it is late. Direct Debit that you initiate is the most reliable, because you are pulling the payment rather than hoping the tenant's standing order fires. Set the day, and set up arrears alerts so a missed payment is caught on day one, not day sixty.


Step 9: Run the tenancy

The let does not end at move-in; that is where it starts. From here it is rent in on time, repairs handled and logged, certificates renewed before they lapse, an annual Section 13 if you raise the rent, and a document trail behind all of it. This is the part that is genuinely easier in one place than across a drawer, an inbox and three apps.

The whole thing in one login

Everything above is one connected run, and LetCompliance is built the same way. The advert, online applications and viewings, the referencing, the periodic tenancy agreement with e-signature, the deposit deadline, the move-in pack, rent collection by Direct Debit, arrears chasing and a 0 to 100 compliance score for the property all sit in one login. The tenant you reference becomes the tenancy you sign and the rent you collect, so nothing falls in the gap between steps. Plans start at £7.99 a month with Direct Debit collection included; one property can also stay on the free plan without it.

Sources


Step 0: the permissions nobody mentions

Every guide starts at "get an EPC". These four come before that, and each one can stop a let outright or void your cover.

Your mortgage lender. Letting a property on a residential mortgage without consent to let is a breach of your mortgage conditions. Lenders grant it routinely, often for a fee or a small rate change; discovering the problem after a claim or a remortgage is far worse than asking. If you are buying to let, you need a buy-to-let product from the start.

Your insurer. A standard home insurance policy does not cover a let property, and a claim made on one is likely to be declined. You need landlord insurance, and if the property will stand empty between tenancies, read the unoccupancy conditions: they typically require inspections at set intervals after 30 or 45 days.

Your lease, if it is a flat. Many leases restrict or prohibit subletting, require the freeholder's consent, or set a minimum term. Consent is often granted for a fee, but breaching the lease is a serious matter and the freeholder can act on it.

HMRC. Rental profit is taxable and you must tell them. If you have not filed a return before, register for Self Assessment by 5 October following the end of the tax year in which the income started. Separately, if you will be living abroad, the Non-Resident Landlord Scheme changes how the tax is collected, and the NRLS guide explains how.


What it actually costs to get a property let

Useful to see in one place, because first-time landlords routinely budget for the mortgage and nothing else. Typical England figures:

ItemTypical cost
EPC (valid 10 years)£60 – £120
Gas Safety Record (annual, if gas)£70 – £110
EICR (every 5 years)£150 – £250
Smoke and CO alarms£25 – £60
Professional clean before the let£150 – £300
Photographs and advertising£0 – £150
Tenant referencing£25 – £60 per applicant
Inventory and check-in report£100 – £200
Landlord insurance£150 – £300 a year

So roughly £750 to £1,500 to get a typical property ready and let, most of it one-off or multi-year. Add a letting agent and a let-only fee is usually 8 to 12 per cent of the first year's rent (or a fixed fee), or full management at 10 to 15 per cent plus VAT ongoing. The guide to letting agent versus self-managing works through whether that is worth it for you.

One sequencing point that saves money: book the EPC before you market, because you need the rating in the advert, and if it comes back below E you cannot let the property at all until it is improved. Finding that out after you have accepted an offer is an expensive way to learn it.


The mistakes first-time landlords actually make

Not the exotic ones. These are the five that recur, and every one is cheap to avoid and expensive to fix.

Missing the deposit deadline. Protect it and serve the prescribed information within 30 days of receipt. The penalty is one to three times the deposit, the court has no discretion to go below one times, and it also blocks possession until it is put right. Getting it right is ten minutes of work on the day the money arrives.

Letting a friend move in without referencing. The awkward conversation now is cheaper than possession proceedings later, and skipping the reference also puts you outside any rent guarantee cover you might buy.

No inventory, or a list with no photographs. Without a dated inventory signed at check-in, you will lose almost any deposit dispute about condition. A scheme adjudicator decides on evidence, and "it was fine before" is not evidence. On Portfolio plans and above, the property inventory software in LetCompliance lets you build the check-in room by room on your phone and send it to the tenant to sign, from the same login as the advert, referencing and agreement.

Serving the documents but not proving it. Emailing the certificates is right; keeping the sent items is what makes it provable. For nearly every duty in this guide the enforceable question is not whether you did it but whether you can show you did.

Treating repairs as negotiable. Section 11 of the Landlord and Tenant Act 1985 is not something you opt into, and a slow response builds the disrepair counterclaim that later defeats a possession claim. Answer the same day even when you cannot fix it the same day.

Sources and scope

Every figure on this page is cited to GOV.UK, legislation.gov.uk or HSE and reviewed against the live source every quarter. This is guidance, not individual legal advice.

Frequently asked questions

What are the steps to let a property in the UK?

In order: get the property safe and priced (EPC, Gas Safety, EICR); advertise and take applications; reference the tenant and any guarantor and run the Right to Rent check; generate and e-sign the correct periodic assured tenancy; take and protect the deposit within 30 days; hand over the move-in documents and keep proof; set up rent collection; then run the tenancy: repairs, renewals, certificates and an annual rent review. The parts people get wrong are the hand-offs, so doing them in sequence is what keeps it simple.

What documents must I give a new tenant?

For a new assured tenancy in England: the deposit Prescribed Information (within 30 days), a valid Gas Safety certificate if there is gas, the EICR, the EPC, and the written statement of terms (the tenancy agreement), given before the tenancy starts. The government Information Sheet was for existing tenancies, not new ones. Serve them at or before move-in and keep proof; if the deposit rules are broken, that can block a later possession claim.

Can I let a property myself without an agent?

Yes. Plenty of landlords self-manage, and the whole run (advertise, reference, sign, move-in, rent, compliance) can be handled from one login. An agent buys you time but the fee comes off a return already thinned by Section 24 and voids, so many landlords self-manage with software instead and keep the fee.

Ask an AI about this guide

Opens your assistant with this page as its source.

Share this guide

𝕏

Prefer to watch?

See how it works

Landlord software for the whole let

You have read the rule. Now run the let.

Advertise and reference tenants, sign the agreement, collect the rent, log repairs and keep the tax figures ready all year. Certificates, deposits and deadlines are tracked alongside, so nothing expires unnoticed.

Plans from £7.99 a month, with a 3-day trial and no card. Making Tax Digital, recognised by HMRC, comes with every paid plan, not the trial.