Finance Tracker for UK Landlords: Rent, Expenses & Self Assessment Export
Your year-end Self Assessment, built one receipt at a time.
LetCompliance’s Finance tracker logs every rent payment, expense and mortgage interest per property throughout the year. At year-end, you export a dated, categorised CSV for your accountant, no shoebox of receipts, no frantic January reconciliation, no missed allowable expenses.
Per-property P&L
Rent in, expenses out, net profit per property. Run it monthly; stop surprising yourself every January.
HMRC-aligned categories
Every expense tagged to an HMRC Property Income Manual category: repairs, insurance, agent fees, mortgage interest, accountant fees, travel.
Section 24 aware
Mortgage interest tracked separately so your accountant can apply the 20% tax credit correctly. No more mistaking interest for a deduction.
What it does
- Logs rent receipts per tenant per tenancy
- Flags arrears and late payments
- Records every expense with date, amount, category, property
- Uploads and stores every receipt/invoice alongside the entry
- Separates revenue (repairs) from capital (improvements) expenditure
- Exports dated CSV for Self Assessment (suitable for any accountant)
- Year-end summary per property with net profit and yield
Who it\'s for
Self-managing landlords and small portfolio owners who want to reduce accountant fees and never miss an allowable expense.
The legal basis
HMRC requires landlord income records for at least 5 years after the 31 January submission deadline (Taxes Management Act 1970). Making Tax Digital for Income Tax (MTD ITSA) requires quarterly submissions from qualifying landlords, April 2026 for £50K+ gross rental income, April 2027 for £30K+. LetCompliance’s CSV export aligns with both regimes; always confirm current thresholds on GOV.UK before relying on a specific date.
Guidance only, not legal advice. Always verify with your solicitor for contested matters.
FAQs
Does this replace my accountant?
No. LetCompliance is record-keeping; your accountant prepares and files the Self Assessment. But we cut their work in half, which cuts their fee.
Does it submit to HMRC directly?
Not currently. MTD ITSA integration is on our 2026 roadmap. For now, export CSV to your accountant’s MTD-compliant software.
Can I use it for a Ltd company portfolio?
Yes. Pro and Unlimited plans support multiple workspaces for Ltd and personal portfolios side by side.
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